KIA FORTE Car Insurance

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The Kia Forte is an affordable compact sedan known for its value, generous warranty, and fuel-efficient performance. It suits urban drivers and families looking for a reliable vehicle for daily commuting.

KIA FORTE CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Kia Forte generally increase, moving from $1296 to $1613. A slight dip appears in 2024 ($1427 versus $1449 in 2023), but the overall trend remains upward over the available period.

To find the best insurance for your KIA FORTE vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA FORTE

How much does insurance for your KIA FORTE cost in Quebec?

Premiums are highest in Montréal ($2112), Laval ($1697), and Longueuil ($1672), while Saint-Jean-sur-Richelieu ($1231), Brossard ($1288), and Repentigny ($1296) show the lowest amounts. The gap between Montréal and the most affordable cities remains substantial.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1287.78
DRUMMONDVILLE	$1524.48
GATINEAU	$1585.86
LAVAL	$1696.50
LÉVIS	$1584.27
LONGUEUIL	$1672.02
MONTRÉAL	$2069.09
QUÉBEC	$1671.34
REPENTIGNY	$1295.58
Saguenay	$1495.57
SAINT-JEAN-SUR-RICHELIEU	$1230.96
SAINT-JÉRÔME	$1440.52
SHERBROOKE	$1499.60
TERREBONNE	$1471.31
TROIS-RIVIÈRES	$1472.88

KIA FORTE average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
KIA FORTE 2024	$2036.64
KIA FORTE 2023	$1897.46
KIA FORTE 2022	$1777.61
KIA FORTE 2021	$1738.35
KIA FORTE 2020	$1621.95
KIA FORTE 2019	$1623.15
KIA FORTE 2018	$1395.00
KIA FORTE 2017	$1324.13
KIA FORTE 2016	$1165.50
KIA FORTE 2015	$1116.59
KIA FORTE 2014	$971.30
KIA FORTE 2013	$753.52
KIA FORTE 2012	$712.32
KIA FORTE 2011	$603.13
KIA FORTE 2010	$608.41

Frequently asked questions (FAQ)

How much does it cost to insure a Kia Forte?

In 2026, the average premium for a Kia Forte is $1613, up from $1591 recorded in 2025.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

Have Kia Forte premiums always increased since 2021?

Almost. The premium rose from $1296 in 2021 to $1613 in 2026, with a slight dip in 2024 ($1427 versus $1449 the previous year).

Which city offers the lowest insurance cost for a Kia Forte?

Based on the data provided, Saint-Jean-sur-Richelieu ($1231) and Brossard ($1288) post the lowest average premiums for this model.

Why does Montreal show a notably higher premium?

With an average premium of $2112, Montreal stands out due to heavier traffic density and higher claim frequency compared to less urbanized regions.

What factors influence the premium for a Kia Forte?

Driver profile, city of residence, vehicle usage, and claims history are among the main factors causing variation around the $1613 average premium.

How can I get a better price to insure a Kia Forte?

Comparing quotes from several insurers, bundling auto and home policies, and maintaining a clean driving record are effective ways to lower the premium.