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KIA NIRO 2022 Car Insurance

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The 2022 Kia Niro is a compact hybrid designed for fuel efficiency and urban versatility. With a spacious cabin and smooth driving manners, it appeals to drivers looking to cut fuel consumption without sacrificing crossover practicality.

KIA NIRO 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, average premiums for the 2022 Kia Niro fluctuate, moving from $1167 to $1291, dropping to $1145 in 2023, rising again to $1549 in 2024, easing to $1470 in 2025, and reaching $1815 in 2026. Despite these swings, the overall trend over the period remains upward.

To find the best insurance for your KIA NIRO 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA NIRO 2022 cost in Quebec?

Premiums are highest for the 2022 Kia Niro in Terrebonne ($3195), Trois-Rivières ($2469), and Montreal ($2415), while Saint-Jean-sur-Richelieu ($1060) and Sherbrooke ($1097) show the lowest amounts. The gap between these cities is substantial.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1330.99
DRUMMONDVILLE $1283.64
LAVAL $1430.08
LONGUEUIL $1497.99
MONTRÉAL $2415.40
QUÉBEC $1708.29
REPENTIGNY $1628
Saguenay $1292.74
SAINT-JEAN-SUR-RICHELIEU $1060.46
SAINT-JÉRÔME $1348.48
SHERBROOKE $1096.88
TERREBONNE $3195.22
TROIS-RIVIÈRES $2468.85

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Kia Niro?
The average premium for a 2022 Kia Niro varies by year, reaching $1815 in 2026 after being $1470 in 2025 and $1549 in 2024.
Have Kia Niro premiums increased since 2021?
Overall yes, despite fluctuations. The premium rose from $1167 in 2021 to $1815 in 2026, with temporary dips in 2023 and 2025.
Which city has the highest insurance cost for a 2022 Kia Niro?
Based on the data provided, Terrebonne shows the highest premium at $3195, followed by Trois-Rivières ($2469) and Montreal ($2415).
Where is insurance for a 2022 Kia Niro the cheapest?
Saint-Jean-sur-Richelieu ($1060) and Sherbrooke ($1097) show the lowest average premiums among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why can Kia Niro insurance vary so much by city?
Traffic density, theft or claim frequency, and competition among local insurers explain gaps that can exceed $2000 between cities like Terrebonne and Saint-Jean-sur-Richelieu.
How can I lower my Kia Niro insurance premium?
Comparing quotes from multiple insurers, maintaining a clean driving record, and bundling auto with home insurance are effective ways to reduce your premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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