KIA NIRO 2022 Car Insurance

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The 2022 Kia Niro is a compact hybrid vehicle designed for fuel efficiency and urban versatility. Combining low consumption with modern technology, it appeals to environmentally conscious drivers seeking a practical everyday vehicle.

KIA NIRO 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Kia Niro fluctuate, moving from $1192 to $1805. After a dip in 2023 ($1145), the premium climbs sharply to reach $1805 in 2026, reflecting an overall upward trend despite yearly variation.

To find the best insurance for your KIA NIRO 2022 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA NIRO 2022

How much does insurance for your KIA NIRO 2022 cost in Quebec?

Premiums are highest in Terrebonne ($3195), Trois-Rivières ($2469), and Brossard ($2415), while Drummondville ($1000) and Saint-Jean-sur-Richelieu ($1060) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1330.99
DRUMMONDVILLE	$1000.29
LAVAL	$1430.08
MONTRÉAL	$1834.37
QUÉBEC	$1739.86
REPENTIGNY	$1628
Saguenay	$1292.74
SAINT-JEAN-SUR-RICHELIEU	$1060.46
SAINT-JÉRÔME	$1348.48
SHERBROOKE	$1096.88
TERREBONNE	$3195.22
TROIS-RIVIÈRES	$2468.85

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Kia Niro?

The average premium for a 2022 Kia Niro has ranged between $1145 and $1805 depending on the year, with a recent value of $1805 in 2026.

Has the premium for the 2022 Niro increased over time?

Yes, overall. Despite a dip in 2023 ($1145), the premium has generally risen to $1805 by 2026, compared to $1192 in 2021.

In which city is the 2022 Kia Niro most expensive to insure?

Based on the data provided, Terrebonne shows the highest premium at $3195, followed by Trois-Rivières ($2469) and Brossard ($2415).

Where is it most affordable to insure a 2022 Kia Niro?

Drummondville ($1000) and Saint-Jean-sur-Richelieu ($1060) show the lowest average premiums among the provided cities.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why do premiums vary so much between cities for this model?

Traffic density, claim frequency, and local theft rates strongly influence premiums, which explains the gap between Terrebonne ($3195) and Drummondville ($1000).

TOYOTA
PRIUS

HYUNDAI
IONIQ

HONDA
INSIGHT

FORD
ESCAPE
HYBRID

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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