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KIA NIRO 2024 Car Insurance

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The 2024 Kia Niro is a compact hybrid vehicle designed for fuel efficiency and urban practicality. With modern styling and a roomy cabin, it appeals to drivers looking to cut fuel consumption without sacrificing comfort.

KIA NIRO 2024 CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, premiums for the 2024 Kia Niro fluctuate without a clear direction, moving from $1462 in 2023 to $1725 in 2024, then dropping to $1550 in 2025 before rising again to $1624 in 2026. This pattern suggests relative stability rather than a sustained trend.

To find the best insurance for your KIA NIRO 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA NIRO 2024 cost in Quebec?

Premiums are highest for the 2024 Kia Niro in Montreal ($2418), Trois-Rivières ($2386), and Saint-Jean-sur-Richelieu ($2090), while Saguenay ($907), Saint-Jérôme ($1087), and Sherbrooke ($1127) show the lowest amounts. The gap between cities is particularly notable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1199.27
LÉVIS $1377.55
LONGUEUIL $1669.77
MONTRÉAL $2418.18
QUÉBEC $1716.25
SAINT-JEAN-SUR-RICHELIEU $2089.78
SAINT-JÉRÔME $1087.34
SHERBROOKE $1044.86
TROIS-RIVIÈRES $2385.74

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 Kia Niro?
Based on the available data, the average premium for the 2024 Kia Niro ranges between $1462 and $1725 depending on the year, with $1624 recorded in 2026.
Have premiums for the 2024 Kia Niro increased over time?
Not in a linear way. The premium rose from $1462 in 2023 to $1725 in 2024, then dropped to $1550 in 2025 before climbing again to $1624 in 2026, showing fluctuation rather than a steady increase.
Which city offers the lowest insurance cost for a 2024 Kia Niro?
Based on the data provided, Saguenay ($907) and Saint-Jérôme ($1087) post the lowest average premiums for this model.
Why is Montreal's premium so much higher than Saguenay's?
Montreal ($2418) shows a premium more than double that of Saguenay ($907), a gap linked to traffic density, claim frequency, and higher repair costs in urban areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance premium for a hybrid vehicle like the Niro?
The cost of specialized parts, the hybrid battery, and the vehicle's replacement value can influence the premium, alongside standard factors like place of residence and driver profile.
How can I reduce my premium for a 2024 Kia Niro?
Comparing quotes from several insurers, especially between cities with large differences like Montreal and Saguenay, remains the most effective way to find a favorable premium.

Offers received by our customers on KIA NIRO 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026