KIA NIRO 2019 Car Insurance

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The 2019 Kia Niro is a compact hybrid crossover built for fuel efficiency and everyday practicality. It appeals to urban drivers who want to cut fuel consumption without sacrificing cargo space or driving comfort.

KIA NIRO 2019 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the 2019 Kia Niro rises notably, moving from $840 to $1301, peaking at $1309 in 2025. This progression reflects the general increase in repair and maintenance costs over several years.

To find the best insurance for your KIA NIRO 2019 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA NIRO 2019

How much does insurance for your KIA NIRO 2019 cost in Quebec?

Premiums are highest in Repentigny ($2520) and Lévis ($2137), while Sherbrooke ($911) and Laval ($978) show the lowest amounts. Other cities, such as Montreal ($1518) and Quebec City ($1540), fall in an intermediate range, illustrating a significant geographic spread for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$1274.21
LAVAL	$977.84
LÉVIS	$2136.76
LONGUEUIL	$1791.03
MONTRÉAL	$1587.30
QUÉBEC	$1662.39
REPENTIGNY	$2520.08
SHERBROOKE	$910.55
TERREBONNE	$1399.56

Frequently asked questions (FAQ)

How much does insurance cost for a 2019 Kia Niro?

The average premium for a 2019 Kia Niro reached $1301 in 2026, after peaking at $1309 in 2025, compared to $840 in 2021.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Have premiums for the 2019 Niro increased significantly?

Yes. Between 2021 and 2025, the average premium rose from $840 to $1309, a significant increase, before slightly dropping to $1301 in 2026.

Which city has the highest insurance cost for a 2019 Kia Niro?

Based on the data provided, Repentigny ($2520) and Lévis ($2137) show the highest average premiums, compared to $911 in Sherbrooke.

Why does the premium vary so much by city?

Traffic density, claim frequency, and theft rates differ from one region to another, explaining the gap between Sherbrooke ($911) and Repentigny ($2520).

What factors influence the premium of a hybrid Kia Niro?

The cost of specialized hybrid powertrain parts, replacement value, and driver profile all directly influence the premium amount.

TOYOTA
PRIUS

HYUNDAI
KONA

HONDA
CR-V
HYBRID

FORD
ESCAPE
HYBRID

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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