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KIA NIRO 2024 Car Insurance

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The 2024 Kia Niro is a compact hybrid/electric crossover focused on energy efficiency and urban practicality. It appeals to eco-conscious drivers seeking an economical, tech-forward, and easy-to-live-with everyday vehicle.

KIA NIRO 2024 CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, premiums for the 2024 Kia Niro first rise from $1463 to $1620 in 2025, then ease slightly to $1569 in 2026. This pattern shows an initial increase followed by relative stabilization.

To find the best insurance for your KIA NIRO 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA NIRO 2024 cost in Quebec?

The highest premium is found in Montreal ($3498), a notable outlier compared to other cities, while Laval ($870) posts the lowest amount. Other cities, such as Longueuil ($1796), Saint-Jean-sur-Richelieu ($1754), and Terrebonne ($1647), fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1531.49
GATINEAU $1497.54
LAVAL $1304.52
LÉVIS $1524.28
LONGUEUIL $1795.62
MONTRÉAL $3498.30
QUÉBEC $1617.98
REPENTIGNY $1356.46
SAINT-JEAN-SUR-RICHELIEU $1753.69
SAINT-JÉRÔME $1087.34
SHERBROOKE $1190.07
TERREBONNE $1647.39
TROIS-RIVIÈRES $1694.27

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2024 Kia Niro?
The average premium for a 2024 Kia Niro varies by year, sitting at $1593 in 2024 and reaching $1620 in 2025, before easing to $1569 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why is the premium so high in Montreal for the 2024 Niro?
Based on the data provided, Montreal stands out clearly with an average premium of $3498, far above other cities like Laval ($870) or Saint-Jérôme ($1087), possibly due to traffic density and claim frequency.
Which city offers the lowest insurance cost for a 2024 Niro?
According to the data, Laval ($870) offers the lowest average premium, followed by Saint-Jérôme ($1087) and Sherbrooke ($1190).
Will the 2024 Niro's premium keep rising?
Not necessarily. After rising from $1463 in 2023 to $1620 in 2025, the premium slightly decreased to $1569 in 2026, suggesting stabilization rather than a continuous increase.
What factors influence the premium for a hybrid Kia Niro?
Hybrid powertrain, specialized parts costs, and city of residence are among the main factors influencing the premium, which ranges from $870 to $3498 depending on location.
How can I reduce my premium for a 2024 Kia Niro?
Comparing quotes from several insurers, especially if you live in a high-premium city like Montreal, can lead to significant savings.

Offers received by our customers on KIA NIRO 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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