KIA NIRO 2024
Yvon from Boucherville
$812 /year
Premium computed in August 2026
The Kia Niro is a compact hybrid crossover built for energy efficiency and urban versatility. Available in hybrid, plug-in hybrid, and electric versions, it attracts drivers looking to cut fuel consumption without sacrificing space or technology.
From 2021 to 2026, premiums for the Kia Niro fluctuate irregularly, rising from $1023 to $1697. After a notable spike in 2023 ($1614) and a dip in 2024 ($1472), the premium climbs back and stabilizes around $1690-$1697 in 2025-2026, reflecting an overall upward trend despite yearly swings.
To find the best insurance for your KIA NIRO vehicle, it is more important than ever to compare the available options.
Premiums for the Kia Niro are highest in Montreal ($2403), Longueuil ($2227), and Laval ($1944), while Gatineau ($1337), Trois-Rivières ($1396), and Brossard ($1398) show the lowest amounts. The gap between the most and least expensive cities exceeds $1000.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1397.72 |
| DRUMMONDVILLE | $1941.35 |
| GATINEAU | $1386.52 |
| LAVAL | $1988.95 |
| LÉVIS | $1695.79 |
| LONGUEUIL | $2226.82 |
| MONTRÉAL | $2402.77 |
| QUÉBEC | $1639.34 |
| REPENTIGNY | $1618.98 |
| Saguenay | $1742.53 |
| SAINT-JEAN-SUR-RICHELIEU | $1599.59 |
| SAINT-JÉRÔME | $1645.41 |
| SHERBROOKE | $1539.70 |
| TERREBONNE | $1659.63 |
| TROIS-RIVIÈRES | $1454.38 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| KIA NIRO 2026 | $1933.20 |
| KIA NIRO 2025 | $1814.52 |
| KIA NIRO 2024 | $1597.91 |
| KIA NIRO 2023 | $1464.08 |
| KIA NIRO 2022 | $1480.20 |
| KIA NIRO 2021 | $1652.10 |
| KIA NIRO 2020 | $1373.33 |
| KIA NIRO 2019 | $1189.34 |
| KIA NIRO 2018 | $1147.38 |
| KIA NIRO 2017 | $1020.15 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the KIA NIRO, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| NIRO EX BEV 5DR | 2019 - 2022 |
| NIRO EX HEV 5DR | 2017 - 2026 |
| NIRO EX PHEV 5DR | 2021 - 2026 |
| NIRO EX PREMIUM HEV 5DR | 2019 - 2026 |
| NIRO EX PREMIUM PHEV 5DR | 2019 - 2026 |
| NIRO EX+ BEV 5DR | 2021 - 2022 |
| NIRO L HEV 5DR | 2017 - 2022 |
| NIRO LIMITED BEV 5DR | 2023 |
| NIRO LX HEV 5DR | 2023 - 2026 |
| NIRO LX PHEV 5DR | 2025 - 2026 |
| NIRO LXS PHEV 5DR | 2020 - 2022 |
| NIRO PREMIUM BEV 5DR | 2023 |
NIRO PREMIUM+ BEV 5DR (2023), NIRO SX HEV 5DR (2017 - 2026), NIRO SX PHEV 5DR (2019 - 2020), NIRO SX TOURING BEV 5DR (2019 - 2022), NIRO SX TOURING HEV 5DR (2019 - 2022), NIRO SX TOURING PHEV 5DR (2021 - 2022), NIRO WAVE BEV 5DR (2024 - 2026), NIRO WIND BEV 5DR (2024 - 2026), NIRO WIND+ BEV 5DR (2024 - 2026)
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
