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TOYOTA HIGHLANDER 2012 Car Insurance

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The 2012 Toyota Highlander is a midsize family SUV known for its reliability, spacious cabin, and everyday versatility. Ideal for active families, it combines comfortable driving with generous cargo capacity, while retaining Toyota's reputation for durability.

TOYOTA HIGHLANDER 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Toyota Highlander fluctuate rather than follow a linear trend. After dropping from $860 to $784 between 2021 and 2022, the premium climbs steadily to $1093 in 2025, before falling to $815 in 2026, close to the 2021 level.

To find the best insurance for your TOYOTA HIGHLANDER 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA HIGHLANDER 2012 cost in Quebec?

Premiums vary significantly by city for the 2012 Highlander: Longueuil shows the highest premium ($2311), followed by Gatineau ($1740) and Montreal ($1114). Drummondville sits at $1058, while Brossard shows a value of $0, likely due to insufficient data for that city.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1057.52
GATINEAU $1739.64
LONGUEUIL $2310.8
MONTRÉAL $1113.98

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2012 Toyota Highlander?
Based on available data, the average premium for a 2012 Toyota Highlander is $815 in 2026, after peaking at $1093 in 2025.
Has the premium for the 2012 Highlander increased over the years?
Not consistently. Between 2021 and 2026, the premium fluctuated between $784 and $1093, with a notable drop to $815 in 2026, close to the initial 2021 level.
Which city has the highest insurance cost for a 2012 Highlander?
Based on the data provided, Longueuil shows the highest premium at $2311, followed by Gatineau at $1740.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why can the premium for a 2012 Highlander vary so much between cities?
Differences such as those between Longueuil ($2311) and Drummondville ($1058) are explained by traffic density, claim frequency, and regional theft rates.
What factors influence the insurance premium for a 2012 Highlander?
Vehicle age, claims history, replacement parts value, and driver profile are among the main factors driving variation, as seen between $784 and $1093 depending on the year.
How can I reduce my premium for an SUV like the 2012 Highlander?
Comparing quotes from several insurers and bundling auto and home coverage remain effective ways to secure a more favorable premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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