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TOYOTA HIGHLANDER 2021 Car Insurance

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The 2021 Toyota Highlander is a family-oriented midsize SUV known for its reliability, spacious three-row cabin, and everyday versatility. It appeals to families seeking a comfortable, safe vehicle suited for both long trips and urban commuting.

TOYOTA HIGHLANDER 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2021 Toyota Highlander fluctuate rather than follow a linear trend, moving from $1586 in 2021 to a peak of $1973 in 2024, then dropping to $1795 in 2025 before rising again to $1938 in 2026. These variations reflect periodic market adjustments rather than a steady increase.

To find the best insurance for your TOYOTA HIGHLANDER 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA HIGHLANDER 2021 cost in Quebec?

Premiums vary widely by city for the 2021 Highlander: Brossard shows the highest amount ($2793), followed by Montreal ($2365) and Lévis ($1975), while Quebec City ($970) and Saint-Jean-sur-Richelieu ($1) are notably lower, with the latter appearing atypical compared to other cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1249.7
LAVAL $754.28
MONTRÉAL $2607.76
QUÉBEC $1455.43
SHERBROOKE $1675.33
TROIS-RIVIÈRES $1691.15

Frequently asked questions (FAQ)

How much does it cost to insure a 2021 Toyota Highlander?
The average premium for a 2021 Toyota Highlander varies by year, ranging from $1586 in 2021 to $1938 in 2026, with a peak of $1973 in 2024.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have Highlander 2021 premiums increased since 2021?
Not in a straight line. The premium rose from $1586 in 2021 to $1973 in 2024, then dropped to $1795 in 2025 before rising again to $1938 in 2026, showing fluctuation rather than a steady increase.
Which city has the highest insurance cost for the 2021 Highlander?
Based on the data provided, Brossard shows the highest premium at $2793, followed by Montreal at $2365.
Why do premiums vary so much between cities for this vehicle?
Traffic density, claim frequency, and local risk profiles largely explain the differences, for example between Brossard ($2793) and Quebec City ($970).
What factors influence the premium of a Toyota Highlander?
The SUV's size, replacement value, parts costs, and frequent family use over long distances are factors that influence the average premium.
How can I reduce my Highlander's insurance premium?
Comparing quotes from several insurers and bundling auto with home insurance remain effective ways to lower costs, especially in higher-premium cities like Montreal or Brossard.

Offers received by our customers on TOYOTA HIGHLANDER 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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