TOYOTA HIGHLANDER 2022 Car Insurance

The 2022 Toyota Highlander is a midsize family SUV known for its reliability, spacious three-row cabin, and everyday versatility. It appeals to families seeking a comfortable, safe vehicle suited for both long trips and city driving.

TOYOTA HIGHLANDER 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Highlander fluctuate, rising from $1415 to a peak of $2303 in 2024 before easing to $1956 in 2026. This variation reflects shifts in repair and claims costs rather than a steady increase.

To find the best insurance for your TOYOTA HIGHLANDER 2022 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TOYOTA HIGHLANDER 2022

How much does insurance for your TOYOTA HIGHLANDER 2022 cost in Quebec?

Drummondville ($3166) and Montreal ($2866) show the highest premiums for the 2022 Highlander, while Terrebonne ($1246) and Saguenay ($1287) post the lowest amounts. Other cities fall in a mid-range band, between $1330 and $2299.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$3165.85
GATINEAU	$1771.71
LAVAL	$1747.85
LÉVIS	$1597.81
LONGUEUIL	$1636.70
MONTRÉAL	$2865.95
QUÉBEC	$1984.51
REPENTIGNY	$1518.52
Saguenay	$1286.76
SAINT-JEAN-SUR-RICHELIEU	$2298.68
SAINT-JÉRÔME	$1770.6
SHERBROOKE	$1802.48
TERREBONNE	$1246.31
TROIS-RIVIÈRES	$1330.36

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Toyota Highlander?

The average premium for the 2022 Highlander has ranged between $1415 and $2303 depending on the year, settling at $1956 in 2026 according to available data.

Are Highlander 2022 premiums constantly increasing?

No. Between 2021 and 2026, the premium climbed to $2303 in 2024 before easing to $1956 in 2026, showing fluctuation rather than a steady rise.

Where is the 2022 Highlander most expensive to insure?

Based on the data provided, Drummondville ($3166) and Montreal ($2866) show the highest premiums for this vehicle.

Where is the 2022 Highlander cheapest to insure?

Terrebonne ($1246) and Saguenay ($1287) show the lowest average premiums among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory to drive on public roads.

Why do premiums vary so much between cities?

Claims frequency, traffic density, and theft statistics specific to each region strongly influence premiums, explaining the gap between Drummondville ($3166) and Terrebonne ($1246).

How can I get a better premium for a 2022 Highlander?

Comparing quotes from several insurers and considering your city of residence, which can shift the premium by more than $1900 based on observed data, remains the best approach.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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