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TOYOTA HIGHLANDER 2023 Car Insurance

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The 2023 Toyota Highlander is a three-row family SUV known for its reliability, comfort, and versatility. Designed for active families, it combines generous space, advanced safety technology, and Toyota's long-standing reputation for durability.

TOYOTA HIGHLANDER 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Toyota Highlander fluctuate noticeably, moving from $834 to $2097, then $1970, $2501, and $1950. This pattern reflects market variability rather than a stable linear trend.

To find the best insurance for your TOYOTA HIGHLANDER 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA HIGHLANDER 2023 cost in Quebec?

Premiums are highest in Repentigny ($5339), Saint-Jérôme ($3957), and Montreal ($3709), while Sherbrooke ($1520), Quebec City ($1749), and Gatineau ($1834) show the lowest amounts. The gap between these cities is particularly wide for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $3168.63
GATINEAU $1834.32
LAVAL $2362.30
LONGUEUIL $2188.21
MONTRÉAL $3709.23
QUÉBEC $1749.04
REPENTIGNY $5338.82
SAINT-JÉRÔME $3957.48
SHERBROOKE $1519.57

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Toyota Highlander?
The average premium varies by year, ranging from $834 to $2501 between 2022 and 2026, with recent figures around $1950 to $2501 depending on the data available.
Are premiums for the 2023 Highlander stable over time?
No. The data shows significant year-to-year variation, moving from $834 in 2022 to $2501 in 2025, then $1950 in 2026, without a clear linear trend.
In which city is the 2023 Highlander most expensive to insure?
Based on the data provided, Repentigny shows the highest premium at $5339, followed by Saint-Jérôme ($3957) and Montreal ($3709).
Where are the most affordable premiums for this vehicle?
Sherbrooke ($1520), Quebec City ($1749), and Gatineau ($1834) show the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why do premiums vary so much by city for this SUV?
Factors such as claim frequency, vehicle theft rates, and local traffic density explain gaps that can exceed $3500 between cities like Repentigny and Sherbrooke.
How can I lower my premium for a 2023 Toyota Highlander?
Comparing quotes from several insurers, especially if you live in a higher-premium city like Repentigny or Montreal, often helps find a more affordable price.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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