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TOYOTA HIGHLANDER Car Insurance

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The Toyota Highlander is a family-oriented midsize SUV known for its reliability, spacious three-row cabin, and everyday versatility. It appeals to families seeking a comfortable, safe vehicle suited to both long trips and city driving.

TOYOTA HIGHLANDER CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Toyota Highlander fluctuate, rising from $1274 to a peak of $1859 in 2024 before easing to $1709 in 2026. Despite these variations, the overall trend across the period remains higher than the 2021 starting point.

To find the best insurance for your TOYOTA HIGHLANDER vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA HIGHLANDER cost in Quebec?

The highest premiums are found in Gatineau ($5927) and Drummondville ($4212), well above the average of other cities. In contrast, Saguenay ($837) and Saint-Jean-sur-Richelieu ($889) show the lowest premiums, revealing a significant geographic gap for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1537.16
DRUMMONDVILLE $2212.42
GATINEAU $1751.41
LAVAL $1878.38
LÉVIS $1578.99
LONGUEUIL $2421.28
MONTRÉAL $2498.30
QUÉBEC $1440.76
REPENTIGNY $2399.38
Saguenay $1116.35
SAINT-JEAN-SUR-RICHELIEU $1649.76
SAINT-JÉRÔME $2102.37
SHERBROOKE $1364.84
TERREBONNE $2159.54
TROIS-RIVIÈRES $1417.83

TOYOTA HIGHLANDER average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does insurance cost for a Toyota Highlander?
The average premium varies by year, ranging from $1274 in 2021 to $1709 in 2026, with a peak of $1859 in 2024. The exact amount depends heavily on the city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Highlander's premium vary so much year to year?
Fluctuations between $1274 and $1859 reflect changes in repair costs, claim frequency, and insurer adjustments rather than a steady linear trend.
Which city has the highest Highlander insurance costs?
Based on the data provided, Gatineau ($5927) and Drummondville ($4212) show the highest average premiums for this model, well above the other cities compared.
Where is the Highlander cheapest to insure?
Saguenay ($837) and Saint-Jean-sur-Richelieu ($889) show the lowest average premiums among the cities analyzed.
What factors influence a Highlander's insurance premium?
SUV size, replacement value, place of residence, and the owner's driving profile are key factors driving the premium variations seen between cities.
How can I lower my Highlander insurance premium?
Comparing quotes from several insurers remains the most effective approach, especially given the large differences observed between cities like Gatineau and Saguenay.

No recent premium example was found for "TOYOTA HIGHLANDER".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this TOYOTA HIGHLANDER page

The premiums above cover every version of the TOYOTA HIGHLANDER, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
HIGHLANDER 4DR 2WD 2001 - 2013
HIGHLANDER 4DR 4WD 2001 - 2010
HIGHLANDER BRONZE HEV 4DR 2WD 2022
HIGHLANDER HEV 4DR 2WD 2006 - 2007
HIGHLANDER HEV 4DR 4WD 2006 - 2013
HIGHLANDER L 4DR 2WD 2023
HIGHLANDER L V6 4DR 2WD 2020 - 2022
HIGHLANDER LE 4DR 2WD 2015 - 2024
HIGHLANDER LE 4DR AWD 2023 - 2024
HIGHLANDER LE HEV 4DR 2WD 2022 - 2023
HIGHLANDER LE HEV 4DR 4WD 2014 - 2016
HIGHLANDER LE HEV 4DR AWD 2018 - 2025
Show the 31 other versions

HIGHLANDER LE V6 4DR 2WD (2014 - 2019), HIGHLANDER LE V6 4DR 4WD (2014 - 2017), HIGHLANDER LE V6 4DR AWD (2016 - 2022), HIGHLANDER LIMITED 4DR AWD (2023 - 2026), HIGHLANDER LIMITED HEV 4DR 2WD (2006 - 2007), HIGHLANDER LIMITED HEV 4DR 4WD (2006 - 2017), HIGHLANDER LIMITED HEV 4DR AWD (2018 - 2026), HIGHLANDER LIMITED V6 4DR 2WD (2004 - 2018), HIGHLANDER LIMITED V6 4DR 4WD (2001 - 2017), HIGHLANDER LIMITED V6 4DR AWD (2016 - 2022), HIGHLANDER PLATINUM HEV 4DR 2WD (2022), HIGHLANDER PLATINUM HEV 4DR AWD (2022), HIGHLANDER PLATINUM V6 4DR 2WD (2021), HIGHLANDER PLATINUM V6 4DR AWD (2020 - 2022), HIGHLANDER SE V6 4DR 2WD (2010), HIGHLANDER SE V6 4DR 4WD (2017), HIGHLANDER SPORT V6 4DR 2WD (2008 - 2010), HIGHLANDER SPORT V6 4DR 4WD (2007 - 2010), HIGHLANDER SR5 V6 4DR 4WD (2008), HIGHLANDER V6 4DR 2WD (2001 - 2013), HIGHLANDER V6 4DR 4WD (2001 - 2013), HIGHLANDER XLE 4DR AWD (2023 - 2026), HIGHLANDER XLE HEV 4DR 2WD (2021), HIGHLANDER XLE HEV 4DR 4WD (2014 - 2017), HIGHLANDER XLE HEV 4DR AWD (2018 - 2026), HIGHLANDER XLE V6 4DR 2WD (2014 - 2022), HIGHLANDER XLE V6 4DR 4WD (2014 - 2017), HIGHLANDER XLE V6 4DR AWD (2016 - 2022), HIGHLANDER XSE 4DR AWD (2023 - 2026), HIGHLANDER XSE V6 4DR 2WD (2021 - 2022), HIGHLANDER XSE V6 4DR AWD (2021 - 2022)


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