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TOYOTA RAV4 2008 Car Insurance

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The 2008 Toyota RAV4 is a compact SUV known for its reliability, versatility, and reasonable maintenance costs. Popular with families and urban drivers, it offers a solid balance of interior space, fuel economy, and mechanical longevity.

TOYOTA RAV4 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2008 RAV4 fluctuates, dropping from $1093 in 2021 to a low of $454 in 2023, then rising to $609 in 2025 before falling back to $457 in 2026. Overall, the trend is downward compared to the 2021 peak, despite year-to-year variation.

To find the best insurance for your TOYOTA RAV4 2008 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA RAV4 2008 cost in Quebec?

The highest premiums are found in Saint-Jérôme ($1646), Brossard ($1054), and Montreal ($778), while Sherbrooke ($163), Gatineau ($316), and Longueuil ($376) post the lowest amounts. The gap between cities is particularly wide for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1053.59
GATINEAU $316.1
LAVAL $549
LONGUEUIL $376.05
MONTRÉAL $778.26
QUÉBEC $519.93
SAINT-JÉRÔME $1646
SHERBROOKE $325.91

Frequently asked questions (FAQ)

How much does insurance cost for a 2008 Toyota RAV4?
The average premium for a 2008 Toyota RAV4 was $457 in 2026, after fluctuating between $454 and $1093 in prior years based on available data.
Have RAV4 2008 premiums changed a lot since 2021?
Yes. The average premium dropped from $1093 in 2021 to $454 in 2023, then rose to $609 in 2025 before falling back to $457 in 2026, showing an overall downward trend despite fluctuations.
Which city offers the lowest insurance cost for a 2008 RAV4?
Based on the data provided, Sherbrooke ($163), Gatineau ($316), and Longueuil ($376) show the lowest average premiums for this model.
Why is the premium so high in Saint-Jérôme?
In Saint-Jérôme, the average premium reaches $1646, well above the other cities provided, which may reflect local factors such as claim frequency or the insured driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Does the RAV4's age affect the premium?
Yes. A 2008 vehicle typically has a lower replacement value, which can reduce some costs, but part age and wear may also play a role depending on the insurer.
How can I lower my premium for a 2008 RAV4?
Comparing quotes from several insurers, adjusting deductibles, and checking eligibility for discounts tied to the vehicle's age are practical ways to reduce the premium.

Offers received by our customers on TOYOTA RAV4 2008 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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