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TOYOTA RAV4 2009 Car Insurance

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The 2009 Toyota RAV4 is a compact SUV known for proven reliability and everyday versatility. Well suited for families and both city driving and getaways, it remains a popular used-market choice thanks to its reasonable maintenance costs.

TOYOTA RAV4 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2009 RAV4 fluctuates significantly: it rises from $378 in 2021 to a peak of $741 in 2024, then decreases to $593 in 2025 and $544 in 2026. This pattern reflects market adjustments rather than a steady increase.

To find the best insurance for your TOYOTA RAV4 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA RAV4 2009 cost in Quebec?

The highest premiums for the 2009 RAV4 are found in Montreal ($1110) and Lévis ($1041), while Trois-Rivières ($261), Saguenay ($315), and Sherbrooke ($355) show the lowest amounts. Quebec City ($366) and Laval ($494) fall between these extremes, illustrating a significant gap depending on the city.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $494.23
LÉVIS $1040.84
MONTRÉAL $1109.97
QUÉBEC $366.25
Saguenay $315.01
SHERBROOKE $354.9
TROIS-RIVIÈRES $260.51

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2009 Toyota RAV4?
The average premium for a 2009 Toyota RAV4 varies by reference year, ranging from $378 in 2021 to a peak of $741 in 2024, with a recent value of $544 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium for the 2009 RAV4 vary so much between 2021 and 2026?
The premium rose from $378 to a peak of $741 in 2024, then dropped to $544 in 2026. These shifts reflect changes in repair costs and insurance market conditions rather than a steady increase.
Which city has the highest insurance cost for a 2009 RAV4?
Based on the data provided, Montreal ($1110) and Lévis ($1041) show the highest average premiums for this model.
Where is the 2009 RAV4 cheapest to insure?
Trois-Rivières ($261), Saguenay ($315), and Sherbrooke ($355) offer the lowest average premiums among the cities provided.
What factors influence the premium for a 2009 RAV4?
Vehicle age, claims history, region of residence, and driver profile all play a role in premium calculation, which here ranges between $261 and $1110 depending on the city.
How can I compare insurance costs for this vehicle?
Getting several quotes from different insurers allows you to compare prices for the same profile and identify the best available options based on your city of residence.

Offers received by our customers on TOYOTA RAV4 2009 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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