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TOYOTA RAV4 2016 Car Insurance

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The 2016 Toyota RAV4 is a compact SUV known for its reliability, versatility, and strong resale value. Ideal for families or urban drivers, it offers a solid balance of space, comfort, and fuel efficiency.

TOYOTA RAV4 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 Toyota RAV4 declines overall, moving from $1207 to $959, despite some year-to-year fluctuation ($978 in 2023, $1063 in 2025). This trend suggests insurance costs are stabilizing as the model ages.

To find the best insurance for your TOYOTA RAV4 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA RAV4 2016 cost in Quebec?

Premiums vary widely by city: Brossard stands out with a notably higher amount ($4318), followed by Montreal ($1366) and Longueuil ($1253), while Repentigny ($559), Trois-Rivières ($743), and Saint-Jérôme ($807) show the lowest premiums among the 15 cities analyzed.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $4318.42
DRUMMONDVILLE $873.46
GATINEAU $898.60
LAVAL $996.52
LÉVIS $882.48
LONGUEUIL $1253.25
MONTRÉAL $1365.63
QUÉBEC $1050.74
REPENTIGNY $559.17
Saguenay $1132.37
SAINT-JEAN-SUR-RICHELIEU $1203.36
SAINT-JÉRÔME $806.78
SHERBROOKE $1108.71
TERREBONNE $1047.14
TROIS-RIVIÈRES $743.05

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Toyota RAV4?
In 2026, the average premium for a 2016 Toyota RAV4 is $959, down from $1207 recorded in 2021.
Has the insurance premium for the 2016 RAV4 changed over the years?
Yes. Between 2021 and 2026, the average premium decreased from $1207 to $959, with some fluctuation, including a rise to $1063 in 2025 before dropping again.
In which city is insurance for the 2016 RAV4 the most expensive?
Based on the data provided, Brossard shows the highest premium at $4318, well above other cities like Montreal ($1366).
Where is insurance for the 2016 RAV4 the most affordable?
Repentigny ($559), Trois-Rivières ($743), and Saint-Jérôme ($807) show the lowest average premiums among the cities analyzed.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why can insurance premiums for a 2016 RAV4 vary so much between cities?
Traffic density, claim frequency, and theft rates specific to each region strongly influence premiums, as shown by the gap between Brossard ($4318) and Repentigny ($559).
How can I lower my premium for a 2016 Toyota RAV4?
Comparing quotes from several insurers and checking premiums specific to your city is recommended, since differences can be substantial based on the observed data.

Offers received by our customers on TOYOTA RAV4 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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