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TOYOTA RAV4 2018 Car Insurance

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The 2018 Toyota RAV4 is a versatile compact SUV known for its reliability and fuel efficiency. Popular with families and urban drivers alike, it offers generous interior space and an elevated driving position while remaining easy to maneuver.

TOYOTA RAV4 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2018 RAV4 fluctuate slightly, rising from $1237 to $1279 in 2024, then declining to $1157 in 2025 and $1006 in 2026. Overall, the trend across the period leans downward.

To find the best insurance for your TOYOTA RAV4 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA RAV4 2018 cost in Quebec?

Premiums are highest in Trois-Rivières ($1675) and Montreal ($1510), while Brossard ($568) and Sherbrooke ($795) show the lowest amounts. The gap between the priciest and most affordable cities exceeds $1000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $568.21
DRUMMONDVILLE $911.85
GATINEAU $1225.25
LAVAL $1230.78
LÉVIS $941.91
LONGUEUIL $823.26
MONTRÉAL $1510.12
QUÉBEC $1091.44
REPENTIGNY $1101.75
Saguenay $986.71
SAINT-JEAN-SUR-RICHELIEU $1119.68
SAINT-JÉRÔME $1299.84
SHERBROOKE $794.56
TERREBONNE $917.24
TROIS-RIVIÈRES $1674.56

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Toyota RAV4?
In 2026, the average premium for a 2018 Toyota RAV4 stands at $1006, down from $1157 recorded in 2025.
Has the premium for the 2018 RAV4 changed much over the years?
Yes. Between 2021 and 2026, the premium ranged from $1006 to $1279, with a notable decrease seen in 2025 and 2026 compared to previous years.
Which city offers the lowest insurance cost for a 2018 RAV4?
Based on the data provided, Brossard ($568) and Sherbrooke ($795) post the lowest average premiums for this model.
Why does Trois-Rivières show the highest premium?
Trois-Rivières records the highest premium ($1675), which may reflect local factors such as claim frequency or the risk profile of insured drivers in that region.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2018 RAV4?
The vehicle's age, replacement value, claim frequency associated with the model, and the driver's location are among the key factors determining the premium.
How can I lower my premium for a 2018 RAV4?
Comparing quotes from several insurers and bundling auto with home insurance are among the most effective ways to reduce insurance costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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