The Toyota RAV4 is a versatile compact SUV known for reliability, fuel efficiency, and generous interior space. Popular with families and urban drivers alike, it combines everyday practicality with solid road manners while retaining strong resale value.
Between 2021 and 2026, premiums for the Toyota RAV4 fluctuate, dropping from $1458 to $1193 in 2022, then gradually climbing to $1577 in 2025 before easing slightly to $1507 in 2026. This pattern reflects shifts in repair costs and claims frequency rather than a straight linear trend.
To find the best insurance for your TOYOTA RAV4 vehicle, it is more important than ever to compare the available options.
Montreal clearly posts the highest premium ($2269), followed by Laval ($1658) and Brossard ($1637), while Drummondville ($1220) and Saint-Jean-sur-Richelieu ($1289) offer the most affordable amounts. Other cities fall within a mid-range band between $1370 and $1540.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1636.84 |
| DRUMMONDVILLE | $1219.73 |
| GATINEAU | $1521.65 |
| LAVAL | $1679.87 |
| LÉVIS | $1492.19 |
| LONGUEUIL | $1372.06 |
| MONTRÉAL | $2279.01 |
| QUÉBEC | $1511.01 |
| REPENTIGNY | $1454.06 |
| Saguenay | $1385.21 |
| SAINT-JEAN-SUR-RICHELIEU | $1316.05 |
| SAINT-JÉRÔME | $1469.91 |
| SHERBROOKE | $1451.52 |
| TERREBONNE | $1556.75 |
| TROIS-RIVIÈRES | $1449.61 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| TOYOTA RAV4 2026 | $2191.29 |
| TOYOTA RAV4 2025 | $2157.54 |
| TOYOTA RAV4 2024 | $1966.11 |
| TOYOTA RAV4 2023 | $1665.07 |
| TOYOTA RAV4 2022 | $1528.42 |
| TOYOTA RAV4 2021 | $1473.99 |
| TOYOTA RAV4 2020 | $1332.90 |
| TOYOTA RAV4 2019 | $1285.47 |
| TOYOTA RAV4 2018 | $1205.58 |
| TOYOTA RAV4 2017 | $1133.72 |
| TOYOTA RAV4 2016 | $1045.95 |
| TOYOTA RAV4 2015 | $934.17 |
| TOYOTA RAV4 2014 | $876.72 |
| TOYOTA RAV4 2013 | $858.83 |
| TOYOTA RAV4 2012 | $721.61 |
| TOYOTA RAV4 2011 | $714.21 |
| TOYOTA RAV4 2010 | $632.28 |
| TOYOTA RAV4 2009 | $675.05 |
| TOYOTA RAV4 2008 | $552.88 |
| TOYOTA RAV4 2007 | $558.93 |
| TOYOTA RAV4 2006 | $636.68 |
| TOYOTA RAV4 2005 | $378.69 |
| TOYOTA RAV4 2004 | $397.13 |
| TOYOTA RAV4 2003 | $594.76 |
| TOYOTA RAV4 2002 | $231.40 |
| TOYOTA RAV4 2001 | $359.29 |
No recent premium example was found for "TOYOTA RAV4".
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To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the TOYOTA RAV4, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| RAV4 4DR 2WD | 2001 - 2012 |
| RAV4 4DR 4WD | 2001 - 2012 |
| RAV4 CHILI 4DR 4WD | 2003 - 2005 |
| RAV4 EV 4DR 2WD | 2013 - 2014 |
| RAV4 GR SPORT PHEV 4DR AWD | 2026 |
| RAV4 LE 4DR 2WD | 2013 - 2025 |
| RAV4 LE 4DR AWD | 2013 - 2025 |
| RAV4 LE HEV 4DR AWD | 2017 - 2026 |
| RAV4 LIMITED 4DR 2WD | 2006 - 2023 |
| RAV4 LIMITED 4DR 4WD | 2002 - 2012 |
| RAV4 LIMITED 4DR AWD | 2013 - 2025 |
| RAV4 LIMITED HEV 4DR AWD | 2016 - 2026 |
RAV4 LIMITED V6 4DR 2WD (2006 - 2012), RAV4 LIMITED V6 4DR 4WD (2006 - 2012), RAV4 PRIME LE 4DR AWD (2021), RAV4 PRIME SE 4DR AWD (2021 - 2024), RAV4 PRIME XSE 4DR AWD (2021 - 2024), RAV4 SE 4DR 2WD (2016 - 2018), RAV4 SE 4DR AWD (2016 - 2018), RAV4 SE HEV 4DR AWD (2017 - 2025), RAV4 SE PHEV 4DR AWD (2025 - 2026), RAV4 SPORT 4DR 2WD (2006 - 2012), RAV4 SPORT 4DR 4WD (2006 - 2012), RAV4 SPORT V6 4DR 2WD (2006 - 2010), RAV4 SPORT V6 4DR 4WD (2006 - 2012), RAV4 TRAIL 4DR AWD (2019 - 2025), RAV4 TRD OFF ROAD 4DR AWD (2023), RAV4 V6 4DR 2WD (2006 - 2012), RAV4 V6 4DR 4WD (2006 - 2012), RAV4 WOODLAND HEV 4DR AWD (2026), RAV4 XLE 4DR 2WD (2013 - 2024), RAV4 XLE 4DR AWD (2013 - 2025), RAV4 XLE HEV 4DR AWD (2016 - 2026), RAV4 XSE HEV 4DR AWD (2019 - 2026), RAV4 XSE PHEV 4DR AWD (2025 - 2026)
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
