Stanley in Anjou
Property of $470,000
Premium: $520 per year
Premium computed in May 2026
In Anjou, the condo market offers a diverse range of owner profiles and property values. The interaction between the condo corporation's coverage and the unit owner's individual policy requires careful attention to avoid coverage gaps.
Over the available period (2020 to 2026), average condo insurance premiums in Anjou show notable volatility, moving from $495 in 2020 to $398 in 2026. This variation reflects local market fluctuations, rate adjustments, and changes in the insured portfolio composition. With seven years of data, a general downward trend emerges, although significant year-to-year variations remain.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Anjou, the progression of premiums by condo value is irregular and does not follow a strict linear pattern. Condos under $100k show $374, while those valued $250k–$300k reach $805. However, higher-value units ($450k and above) return to levels between $363 and $373, suggesting that factors beyond reconstruction value — such as flood-zone exposure, building age, or local risk profile — play a decisive role in pricing.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $408.13 |
| 200k-300k | $804.58 |
| 400k-500k | $372.73 |
| 500k-600k | $439.27 |
| 800k+ | $362.84 |
The average premium in 2026 is $398 per year for a condo in Anjou, reflecting a decline from 2020 ($495).
The relationship between value and premium is complex in Anjou. Condos valued $250k–$300k pay $805 per year, while those valued $500k–$550k pay $366 — suggesting that flood-zone exposure and other local risk factors influence pricing more than value alone.
Between 2020 and 2026, premiums range from $381 to $850, reflecting market rate adjustments, portfolio composition changes, and shifts in local risk profiles.
The contents of your unit, personal improvements, and your civil liability — making personal insurance necessary, averaging $398 per year in Anjou.
$510 per year — a representative tier of the local condo owner market.
Increasing the deductible, bundling auto and home, installing smart water detectors, and comparing several insurers can reduce the $398 average premium by 10–20%.
Property of $470,000
Premium: $520 per year
Premium computed in May 2026
Property of $0
Premium: $433 per year
Premium computed in May 2026
Property of $450,000
Premium: $234 per year
Premium computed in May 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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