Mourad in Chambly
Property of $450,000
Premium: $264 per year
Premium computed in June 2026
In Chambly, condo insurance protects the unit, personal belongings, civil liability, and certain improvements that may not always fall under the condo corporation's policy. It complements the building's collective coverage and helps the condo owner avoid costly coverage gaps.
Between 2020 and 2026, average condo insurance premiums in Chambly show notable volatility. They start at $466 in 2020, decline to $321 in 2023, rise to $422 in 2024, then fall to $361 in 2026. This irregular path, with an overall decrease of roughly 23% over seven years, contrasts with the rising trends observed in other regions. The change may reflect shifts in the mix of insured properties, local risk profiles, or market pricing adjustments in Chambly.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Chambly, condo premiums by unit value do not follow a strict linear progression. The 200k-300k tier reaches $397, while the representative 300k-400k tier drops to $354. Amounts then vary between $327 for 500k-600k and $370 for 400k-500k. This less regular structure suggests that factors beyond insured value influence local premiums, including building risk profile, construction age, materials, or claim history by segment.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $344.00 |
| 200k-300k | $396.58 |
| 300k-400k | $354.34 |
| 400k-500k | $369.51 |
| 500k-600k | $327.11 |
| 800k+ | $359.15 |
Property of $450,000
Premium: $264 per year
Premium computed in June 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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