Dany in Blainville
Property of $800,000
Premium: $538 per year
Premium computed in May 2026
In Blainville, the condo market is dynamic and growing, reflecting a residential suburb north of Montreal. The interaction between the condo corporation's coverage and the unit owner's individual policy requires special attention to avoid costly coverage gaps.
Between 2020 and 2026, average condo insurance premiums in Blainville show notable volatility, moving from $609 in 2020 to $398 in 2026. This variation likely reflects market adjustments, changes in local claim patterns, and premium realignments over this seven-year period.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Blainville, the premium progression across value tiers is irregular, with $302 for condos in the $150k–$200k range, rising to $479 for the $250k–$300k tier, then dropping to $300 for $300k–$350k. A representative $250k–$300k condo pays $479 per year. This non-linear variation can be explained by flood-zone exposure, local risk profile, and building composition within each value segment.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $301.86 |
| 200k-300k | $344.97 |
| 300k-400k | $299.64 |
| 400k-500k | $366.15 |
| 500k-600k | $470.12 |
| 700k-800k | $510.12 |
| 800k+ | $409.33 |
The average premium in 2026 is $398 per year for a condo in Blainville.
The progression varies by value tier. A representative $250k–$300k condo pays $479 per year, while a $300k–$350k condo pays $300 — a variation reflecting flood-zone exposure and local risk profile.
Between 2020 and 2026, premiums moved from $609 to $398, reflecting market adjustments, changes in local claims, and premium realignments over time.
The contents of your unit, personal improvements, and your civil liability — making personal insurance necessary, averaging $398 per year in Blainville.
Increasing the deductible, bundling auto and home, installing smart water detectors, and comparing several insurers can reduce the $398 average premium by 10–20%.
Property of $800,000
Premium: $538 per year
Premium computed in May 2026
Property of $2,000,000
Premium: $537 per year
Premium computed in May 2026
Property of $450,000
Premium: $366 per year
Premium computed in May 2026
Property of $500,000
Premium: $468 per year
Premium computed in April 2026
Property of $1,050,000
Premium: $231 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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