Francine in Rimouski
Property of $300,000
Premium: $329 per year
Premium computed in March 2026
In Rimouski, the condo market reflects a specific regional risk profile where the interaction between the condo corporation's coverage and the unit owner's individual policy requires careful attention. Understanding the limits of each coverage helps avoid significant gaps.
Over the available period (2020–2026), average condo insurance premiums in Rimouski show marked volatility, moving from $384 in 2020 to $475 in 2022, then dropping to $264 in 2023 before rising back to $475 in 2025 and falling to $342 in 2026. This irregular pattern likely reflects portfolio adjustments, changes in regional claim composition, or pricing corrections rather than an established linear trend.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Rimouski, available data covers only two value tiers: condos under $100k show an average premium of $355, while those in the $300k–$350k range sit at $329. This relative inversion — where a higher tier shows a slightly lower premium — may be explained by differences in local risk profile, flood-zone exposure, or the specific composition of the regional portfolio rather than reconstruction value alone.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $355.34 |
| 300k-400k | $329.29 |
Available data shows marked volatility: $475 in 2022, $264 in 2023, $475 in 2025, and $342 in 2026. This variation reflects regional market adjustments rather than a stable trend.
Limited data shows condos under $100k at $355 per year, while those in the $300k–$350k range sit at $329. Flood-zone exposure and local risk profile play an important role.
The observed volatility (ranging from $264 to $475 between 2023 and 2025) likely reflects portfolio adjustments, changes in regional claims, or pricing corrections.
The contents of your unit, personal improvements, and your civil liability — making individual insurance necessary to protect these elements in Rimouski.
No; only two value tiers are available (under $100k and $300k–$350k), and the history shows significant volatility. More data will be needed to establish a reliable trend.
Property of $300,000
Premium: $329 per year
Premium computed in March 2026
Property of $20,000
Premium: $355 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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