Camille in Contrecoeur
Property of $800,000
Premium: $342 per year
Premium computed in June 2026
In Contrecoeur, condo insurance protects the unit, personal belongings, civil liability, and certain improvements that may not always fall under the condo corporation's policy. It complements the building's collective coverage and helps the condo owner avoid costly coverage gaps.
Between 2020 and 2026, average condo insurance premiums in Contrecoeur show notable volatility. They start at $395 in 2020, rise to $459 in 2021, then drop to $387 in 2022, fall to $257 in 2023, climb back to $313 in 2024, reach $413 in 2025, and decline to $342 in 2026. This year-to-year variation, without clear linear progression, suggests that local data reflects significant fluctuations rather than a stable trend. The provided history shows unpredictable movements that warrant careful analysis.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Contrecoeur, condo premiums vary by unit value. The 500k-600k tier shows $519, while the 800k+ tier shows $342. This reversal is unusual: typically, higher-value units command higher premiums. This pattern may reflect differences in the real estate mix, building characteristics, local risk profiles, or sample size by tier. Insured value generally remains a statistical driver, but other factors appear to strongly influence this comparison.
| Property value | Average price over the last 12 months |
|---|---|
| 500k-600k | $518.91 |
| 800k+ | $341.71 |
Property of $800,000
Premium: $342 per year
Premium computed in June 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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