Anais in Pierrefonds
Property of $350,000
Premium: $894 per year
Premium computed in May 2026
In Pierrefonds, the condo market reflects an evolving residential dynamic, where the interaction between the condo corporation's coverage and the unit owner's individual policy requires careful attention. Understanding the limits of each coverage helps avoid costly gaps.
Between 2020 and 2026, average condo insurance premiums in Pierrefonds show marked volatility, moving from $209 in 2020 to $642 in 2026. This irregular trajectory — with notable fluctuations between 2021 and 2025 — likely reflects adjustments in the local portfolio, changes in claims composition, and progressive market maturation for condo insurance in this area.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Pierrefonds, the progression of premiums by condo value is irregular and does not follow a simple linear pattern. Premiums range from $274 for $250k–$300k condos to $894 for $350k–$400k units, reflecting significant volatility tied to flood-zone exposure, local risk profile, and variable claims composition. This non-linear variation suggests that factors beyond reconstruction value alone — notably building age and proximity to risk zones — play a determining role.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $517.37 |
| 200k-300k | $274.23 |
| 300k-400k | $689.98 |
| 400k-500k | $503.25 |
| 500k-600k | $486.10 |
The average premium in 2026 is $642 per year for a condo in Pierrefonds, notably up from $209 in 2020.
The progression is not linear: a $300k–$350k condo pays $486 per year, while a $350k–$400k condo pays $894. This variation reflects flood-zone exposure and local risk profile more than reconstruction value alone.
Between 2020 and 2026, premiums swing from $209 to $642, reflecting portfolio adjustments, changes in claims composition, and progressive market maturation.
The contents of your unit, personal improvements, and your civil liability — making personal insurance necessary, averaging $642 per year in Pierrefonds.
Increasing the deductible, bundling auto and home, installing smart water detectors, and comparing several insurers can reduce the $642 average premium by 10–20%.
At $894 per year, this tier shows a significantly higher premium than adjacent tiers, likely due to increased flood-zone exposure or a specific claims profile affecting that market segment in Pierrefonds.
Property of $350,000
Premium: $894 per year
Premium computed in May 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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