Emilie in L'assomption
Property of $800,000
Premium: $244 per year
Premium computed in May 2026
In L'Assomption, the condo market reflects a distinct local risk profile, where the interaction between the condo corporation's coverage and the unit owner's individual policy requires special attention. Understanding the limits of each coverage helps avoid costly gaps.
Over the available period (2020 to 2026), average condo insurance premiums in L'Assomption show marked volatility, moving from $561 in 2020 to $365 in 2025, then rising to $536 in 2026. This variation likely reflects adjustments in the local portfolio, changes in the mix of insured risks, or gradual accumulation of market data.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In L'Assomption, condo premiums vary nonlinearly by unit value. Condos in the $100k–$150k range show $391, while those in the $300k–$350k tier reach $389. The $400k–$450k segment jumps to $974, marking a notable acceleration, before dropping back to $536 for the $500k–$550k tier. This nonlinear progression suggests a significant influence of flood-zone exposure and local risk profile beyond reconstruction value alone.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $390.87 |
| 200k-300k | $376.37 |
| 300k-400k | $388.79 |
| 400k-500k | $973.61 |
| 500k-600k | $536.28 |
| 800k+ | $244.45 |
The average premium in 2026 is $536 per year for a condo in L'Assomption, reflecting volatility in the local market over the recent period.
The progression is not linear: a representative $300k–$350k condo pays $389 per year, while the $400k–$450k tier reaches $974, indicating a marked acceleration tied to flood-zone exposure and local risk profile.
The volatility observed between 2020 and 2026 likely reflects adjustments in the local portfolio and a significant influence of flood-zone exposure on pricing.
The contents of your unit, personal improvements, and your civil liability — making personal insurance necessary, averaging $536 per year in L'Assomption.
Condos in the $300k–$350k range show $389 per year, a moderate premium compared to the $400k–$450k tier which reaches $974.
Property of $800,000
Premium: $244 per year
Premium computed in May 2026
Property of $500,000
Premium: $536 per year
Premium computed in April 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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