Monique in L'assomption
Property of $980,000
Premium: $218 per year
Savings: $360 per year
Premium computed in June 2026
In L'Assomption, condo insurance protects the unit, personal belongings, civil liability, and certain improvements that may not always fall under the condo corporation's policy. It complements the building's collective coverage and helps the condo owner avoid costly coverage gaps.
The history of average premiums for condo owners in L'Assomption between 2020 and 2026 shows marked volatility with no clear linear trend. Data moves from $561 in 2020 to $226 in 2022, rises to $1535 in 2023, then falls to $757 in 2024, $365 in 2025, and $472 in 2026. This significant year-to-year variation makes it difficult to identify a stable trend. More context would be needed to interpret these fluctuations and determine whether they reflect methodological changes, sample variations, or actual market conditions.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In L'Assomption, condo premiums vary irregularly by unit value. The 400k-500k tier reaches $974, the highest in the table, while the 800k+ tier shows $231, the lowest. This non-linear progression contrasts with the expected pattern where premiums generally increase with insured value. The representative 300k-400k tier reaches $389. The observed gaps may reflect sample variations, different risk profiles across value segments, or other local factors influencing pricing.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $390.87 |
| 200k-300k | $376.37 |
| 300k-400k | $388.79 |
| 400k-500k | $973.61 |
| 500k-600k | $536.28 |
| 800k+ | $231.04 |
Property of $980,000
Premium: $218 per year
Savings: $360 per year
Premium computed in June 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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