Jean Pierre in Sainte-Adèle
Property of $600,000
Premium: $367 per year
Premium computed in May 2026
In Sainte-Adèle, the condo market reflects a moderate risk profile in a residential area of the Laurentians. The interaction between the condo corporation's coverage and the unit owner's individual policy requires special attention to avoid coverage gaps.
Between 2020 and 2026, average condo insurance premiums in Sainte-Adèle show marked volatility, moving from $689 in 2020 to a peak of $1019 in 2021, then declining progressively to $301 in 2025, before rising slightly to $367 in 2026. This irregular trajectory likely reflects portfolio adjustments, variations in local claim composition, and the gradual accumulation of market data for this region.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Sainte-Adèle, a condo valued at $200k–$250k carries a premium of $343 per year, while a $600k–$650k condo pays $367 per year. The modest gap between these two tiers suggests gentle progression with value, though flood-zone exposure and local risk profile can influence pricing more than reconstruction value alone.
| Property value | Average price over the last 12 months |
|---|---|
| 200k-300k | $342.82 |
| 600k-700k | $367.05 |
The average premium in 2026 is $367 per year for a condo in Sainte-Adèle, reflecting a slight uptick after a period of decline.
A condo valued at $200k–$250k pays $343 per year, while a $600k–$650k condo pays $367 per year, showing gentle progression with value.
Between 2020 and 2026, local data shows marked volatility, moving from $689 to a peak of $1019 in 2021, then declining to $301 in 2025. This irregularity likely reflects portfolio adjustments and the gradual accumulation of market data.
The contents of your unit, personal improvements, and your civil liability — making personal insurance necessary, averaging $367 per year in Sainte-Adèle.
Increasing the deductible, bundling auto and home, installing smart water detectors, and comparing several insurers can reduce the $367 average premium by 10–15%.
Property of $600,000
Premium: $367 per year
Premium computed in May 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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