Cristian in Verdun
Property of $200,000
Premium: $259 per year
Premium computed in May 2026
In Verdun, the condo market is dynamic and diverse, with properties spanning a wide range of values. The interaction between the condo corporation's coverage and the unit owner's individual policy requires careful attention to avoid coverage gaps.
Between 2019 and 2026, average condo insurance premiums in Verdun show notable volatility, moving from $498 to $489. Over this eight-year period, premiums have fluctuated between a low of $489 (2026) and a peak of $680 (2024), reflecting local market adjustments, claim experience variations, and shifts in the risk profile of Verdun's condo stock.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Verdun, the premium structure by value tier reveals a complex, non-linear profile. Condos valued at $500k–$550k show $739, while those at $250k–$300k cost $414, and the smallest units (under $100k) sit at $575. This variation reflects the combined influence of flood-zone exposure, building age and construction, and local claim experience — factors that can weigh more heavily than reconstruction value alone.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $366.76 |
| 200k-300k | $304.11 |
| 300k-400k | $391.46 |
| 400k-500k | $276.16 |
| 500k-600k | $758.64 |
| 600k-700k | $339.25 |
| 700k-800k | $819.21 |
| 800k+ | $792.94 |
The average premium in 2026 is $489 per year for a condo in Verdun, reflecting a market that has experienced significant fluctuations over the past eight years.
The relationship between value and premium is non-linear in Verdun. A $250k–$300k condo pays $414 per year, while a $500k–$550k condo reaches $739, reflecting flood-zone exposure and local risk profile influence.
Between 2019 and 2026, premiums have fluctuated between $489 and $680, driven by market adjustments, claim experience variations, and flood-zone exposure affecting different market segments differently.
The contents of your unit, personal improvements, and your civil liability — making personal insurance necessary, averaging $489 per year in Verdun.
$414 per year — a representative tier of the local condo owner market.
Increasing the deductible, bundling auto and home, installing smart water detectors, and comparing several insurers can reduce the $489 average premium by 10–20%.
Property of $200,000
Premium: $259 per year
Premium computed in May 2026
Property of $330,000
Premium: $241 per year
Premium computed in May 2026
Property of $400,000
Premium: $276 per year
Premium computed in May 2026
Property of $500,000
Premium: $640 per year
Premium computed in March 2026
Property of $650,000
Premium: $339 per year
Premium computed in March 2026
Property of $800,000
Premium: $849 per year
Premium computed in March 2026
Property of $280,000
Premium: $205 per year
Premium computed in March 2026
Property of $700,000
Premium: $248 per year
Premium computed in March 2026
Property of $800,000
Premium: $675 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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