Jean in Sainte-Catherine
Property of $400,000
Premium: $232 per year
Premium computed in August 2026
In Sainte-Catherine, condo insurance protects the unit, personal belongings, civil liability, and certain improvements that may not always fall under the condo corporation's policy. It complements the building's collective coverage and helps the condo owner avoid costly coverage gaps.
Over the available period from 2020 to 2026, average condo insurance premiums in Sainte-Catherine show marked volatility. They begin at $617 in 2020, decline to $475 in 2022, rise to $602 in 2023, then decrease progressively to $232 in 2026. This irregular trajectory does not follow a simple linear trend and suggests significant adjustments across the provided period. Interpreting these fluctuations requires understanding local factors or changes in the insured portfolio that influenced each year.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Sainte-Catherine, condo premiums vary by unit value. The 400k-500k tier shows $232, while the 300k-400k tier reaches $255. This inverse relationship relative to value is unusual and suggests that other factors—such as the building's risk profile, claim history, or the composition of the insured portfolio—play an important role in premium determination. The two provided tiers remain relatively close, with a difference of $23.
| Property value | Average price over the last 12 months |
|---|---|
| 300k-400k | $254.73 |
| 400k-500k | $231.95 |
Property of $400,000
Premium: $232 per year
Premium computed in August 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
|
Client
The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services. |
||
Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner. |
||
