Pierre in Sainte-Julie
Property of $550,000
Premium: $477 per year
Premium computed in May 2026
In Sainte-Julie, the condo market reflects a dynamic residential profile in the Montreal suburbs. The interaction between the condo corporation's coverage and the unit owner's individual policy requires careful attention to avoid coverage gaps.
Between 2020 and 2026, average condo insurance premiums in Sainte-Julie show notable volatility, fluctuating between $323 in 2020 and $604 in 2025, before declining to $424 in 2026. This variation reflects local market adjustments, changes in risk composition, and the gradual accumulation of historical data for this municipality.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Sainte-Julie, premiums progress irregularly by condo value, reflecting the diversity of the local market and variable flood-zone exposure. A representative $300k–$350k condo pays $634 per year. Building age, proximity to flood zones, and local risk profile play a determining role in premium variation, more so than reconstruction value alone.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $347.15 |
| 200k-300k | $818.15 |
| 300k-400k | $603.03 |
| 400k-500k | $546.74 |
| 500k-600k | $435.30 |
| 700k-800k | $467.61 |
| 800k+ | $382.48 |
The average premium in 2026 is $424 per year for a condo in Sainte-Julie.
The progression varies by value tier. A representative $300k–$350k condo pays $634 per year, while a $450k–$500k condo pays $428 per year, reflecting the influence of flood-zone exposure and local risk profile.
Between 2020 and 2026, premiums vary between $323 and $604, reflecting local market adjustments, changes in risk composition, and the accumulation of historical data.
The contents of your unit, personal improvements, and your civil liability — making personal insurance necessary, averaging $424 per year in Sainte-Julie.
Increasing the deductible, bundling auto and home, installing smart water detectors, and comparing several insurers can reduce the $424 average premium by 10–20%.
A condo under $100k pays $347 per year, while a $550k–$600k condo pays $477 per year.
Property of $550,000
Premium: $477 per year
Premium computed in May 2026
Property of $700,000
Premium: $468 per year
Premium computed in March 2026
Property of $830,000
Premium: $434 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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