Yves in Trois-Rivières
Property of $200,000
Premium: $292 per year
Premium computed in May 2026
In Trois-Rivières, the condo market offers a diverse range of property profiles and values. Condo insurance requires a clear understanding of the condo corporation's coverage and individual unit coverage to avoid protection gaps.
Between 2020 and 2026, average condo insurance premiums in Trois-Rivières show notable volatility, moving from $444 in 2020 to $326 in 2025, then rising slightly to $364 in 2026. This irregular trajectory likely reflects portfolio adjustments, variations in local claim composition, and shifts in the regional real estate market over this seven-year period.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Trois-Rivières, condo premiums vary non-linearly with unit value. Small units under $100k show $248, while the $300k–$350k tier reaches $449. This irregular progression suggests that other factors — notably flood-zone exposure, building age, and local risk profile — play as important or more important a role than reconstruction value alone.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $244.79 |
| 200k-300k | $303.64 |
| 300k-400k | $466.15 |
| 500k-600k | $320.60 |
The average premium in 2026 is $364 per year for a condo in Trois-Rivières, following a significant decline observed between 2020 and 2025.
The progression is non-linear: a condo under $100k pays $248, while a $300k–$350k condo pays $449. Flood-zone exposure and building age influence the premium more than value alone.
The drop from $444 in 2020 to $326 in 2025 likely reflects portfolio adjustments and an evolution in the local claim profile over this period.
The contents of your unit, personal improvements, and your civil liability — making personal insurance necessary, averaging $364 per year in Trois-Rivières.
$318 per year — a representative tier of the local condo owner market.
Increasing the deductible, bundling auto and home, installing water detectors, and comparing several insurers can reduce the $364 average premium by 10–20%.
Property of $200,000
Premium: $292 per year
Premium computed in May 2026
Property of $280,000
Premium: $357 per year
Premium computed in April 2026
Property of $380,000
Premium: $518 per year
Premium computed in April 2026
Property of $150,000
Premium: $245 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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