Thien An in Saint-Léonard
Property of $160,000
Premium: $468 per year
Savings: $82 per year
Premium computed in July 2026
In Saint-Léonard, condo insurance protects the unit, personal belongings, civil liability, and certain improvements that may not always fall under the condo corporation's policy. It complements the building's collective coverage and helps the condo owner avoid costly coverage gaps.
Between 2020 and 2026, average condo insurance premiums in Saint-Léonard show notable volatility, moving from $524 to $321. The data displays significant fluctuations: a rise to $589 in 2023, drops to $387 in 2022 and $448 in 2024, then another decline to $321 in 2026. This variability suggests substantial adjustments in claim costs, insured values, or the local portfolio. With seven years available showing oscillations, it is difficult to identify a clear linear trend.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Saint-Léonard, condo premiums vary by unit value, but without regular linear progression. The <200k tier reaches $356, while 200k-300k shows $425. The 400k-500k tier drops to $399, then 600k-700k displays $267, and 800k+ reaches $230. This non-linear structure suggests that factors beyond insured value influence premiums: the building's risk profile, claim history, portfolio composition, or certain local risks can shift the expected gap between tiers.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $355.73 |
| 200k-300k | $425.34 |
| 400k-500k | $398.53 |
| 600k-700k | $266.62 |
| 800k+ | $230.26 |
Property of $160,000
Premium: $468 per year
Savings: $82 per year
Premium computed in July 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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