Asmaa in Saint-Léonard
Property of $450,000
Premium: $399 per year
Premium computed in February 2026
In Saint-Léonard, the condo market reflects a particular local dynamic where the interaction between the condo corporation's coverage and the unit owner's individual policy requires special attention. Understanding respective responsibilities helps avoid costly coverage gaps.
Between 2019 and 2026, average condo insurance premiums in Saint-Léonard show marked volatility, moving from $895 in 2019 to $285 in 2026. This irregular trajectory — with significant drops in 2020 and 2022, followed by partial rebounds — likely reflects portfolio adjustments, changes in the composition of insured risks, or variations in local sample data over this period.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Saint-Léonard, premiums vary considerably by condo value without following a clear linear progression. A condo under $100k pays $243, while a $250k–$300k condo pays $425. However, the higher tiers ($600k–$650k at $267 and $700k+ at $230) show lower premiums, suggesting that flood-zone exposure, local risk profile, and portfolio composition influence the premium more than reconstruction value alone.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $243.46 |
| 200k-300k | $425.34 |
| 400k-500k | $398.53 |
| 600k-700k | $266.62 |
| 800k+ | $230.26 |
The average premium in 2026 is $285 per year for a condo in Saint-Léonard, although historical data shows significant volatility since 2019.
The relationship between value and premium is not linear. A $250k–$300k condo pays $425 per year, while a $700k+ condo pays $230 — a variation reflecting the influence of flood-zone exposure and local risk profile.
Between 2019 and 2026, premiums move from $895 to $285, likely reflecting portfolio adjustments, changes in risk composition, or variations in local sample data.
The contents of your unit, personal improvements, and your civil liability — making personal insurance necessary.
Comparing several insurers, bundling auto and home, increasing the deductible, and installing smart water detectors can help reduce your premium.
Property of $450,000
Premium: $399 per year
Premium computed in February 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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