Florian in Varennes
Property of $600,000
Premium: $490 per year
Premium computed in April 2026
In Varennes, the condo market offers a range of owner profiles, from modest units to high-end properties. The interaction between the condo corporation's coverage and individual unit insurance requires careful attention to avoid coverage gaps.
Over the available period (2020–2026), average condo insurance premiums in Varennes show marked volatility, ranging between $269 and $587. This fluctuation likely reflects portfolio adjustments, variations in claim composition, and the gradual accumulation of local data. No stable trend can be established with certainty over this period.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Varennes, premiums vary by condo value: units under $100k show $352, the $250k–$300k tier offers $231, and condos in the $600k–$650k range reach $490. This non-linear progression suggests that other factors — notably flood-zone exposure and building risk profile — play as important or more important a role than reconstruction value alone.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $352.18 |
| 200k-300k | $230.56 |
| 600k-700k | $489.52 |
The average premium in 2026 is $490 per year for a condo in Varennes, although historical data shows notable volatility between 2020 and 2026.
The progression is not strictly linear: a $250k–$300k condo pays $231 per year, while a $600k–$650k condo reaches $490. Flood-zone exposure and building risk profile strongly influence this variation.
Between 2020 and 2026, premiums have ranged from $269 to $587, reflecting portfolio adjustments, claim frequency variations, and the gradual accumulation of local data.
The contents of your unit, personal improvements, and your civil liability — making personal insurance necessary, averaging $490 per year in Varennes in 2026.
Increasing the deductible, bundling auto and home, installing smart water detectors, and comparing several insurers can reduce the $490 average premium by 10–20%.
Property of $600,000
Premium: $490 per year
Premium computed in April 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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