Brigitte in Joliette
Property of $300,000
Premium: $264 per year
Premium computed in July 2026
In Joliette, condo insurance protects the unit, personal belongings, civil liability, and certain improvements that may not always fall under the condo corporation's policy. It complements the building's collective coverage and helps the condo owner avoid costly coverage gaps.
Between 2020 and 2026, average condo insurance premiums in Joliette show notable volatility. The premium starts at $581 in 2020, then drops to $236 in 2021 before rising to $440 in 2022. It reaches a peak of $516 in 2023, then declines to $407 in 2024, $445 in 2025, and $341 in 2026. This irregular trajectory, without clear linear progression, suggests significant variations in the data or local insurance conditions over this period.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Joliette, condo premiums vary by unit value. The <200k tier shows $318, while 300k-400k reaches $264 and 500k-600k rises to $441. The progression is not strictly linear: the 300k-400k tier sits below the <200k tier, but the 500k-600k tier clearly exceeds the first two. This configuration suggests that insured value influences the premium, though other factors related to building profile, construction age, or local risk may create unpredictable gaps.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $318.28 |
| 300k-400k | $263.59 |
| 500k-600k | $441 |
Property of $300,000
Premium: $264 per year
Premium computed in July 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
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