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BMW M235I Car Insurance

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The BMW M235i is a compact sports coupe combining German performance with everyday refinement. Positioned in the premium segment, it appeals to drivers seeking dynamic handling without sacrificing comfort and onboard technology.

BMW M235I CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the BMW M235i fluctuate irregularly, moving from $1897 to $1280, rising back to $1986, dropping to $1475, and reaching $2020. This variation suggests data instability rather than a clear upward or downward trend.

To find the best insurance for your BMW M235I vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW M235I cost in Quebec?

Premiums vary significantly by city: Lévis ($3663) and Montreal ($3467) show the highest amounts, while Longueuil ($297) is notably lower than all other cities. Gatineau ($1305), Laval ($1308), Quebec City ($1245), and Saguenay ($1604) fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1305.40
LAVAL $1308.06
LÉVIS $3663.49
LONGUEUIL $297.41
MONTRÉAL $3466.85
QUÉBEC $1659.96
Saguenay $1604.12

BMW M235I average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BMW M235I 2023 $1481.63
BMW M235I 2022 $1697.33
BMW M235I 2021 $2104.91
BMW M235I 2020 $1232.06
BMW M235I 2016 $1559.16
BMW M235I 2015 $2304.45
BMW M235I 2014 $1283.89

Frequently asked questions (FAQ)

How much does insurance cost for a BMW M235i?
The average premium varies by year, ranging from $1280 to $2020 between 2022 and 2026. In 2026, the average premium reaches $2020.
Are M235i premiums stable over time?
No. The data shows significant year-to-year variation, moving from $1897 in 2022 to $1280 in 2023, then back up to $1986 in 2024, making a clear trend difficult to identify.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city has the highest insurance cost for the M235i?
Based on the data provided, Lévis ($3663) and Montreal ($3467) show the highest average premiums for this model.
Why is Longueuil's premium so low?
The $297 premium in Longueuil is markedly lower than other cities provided, which may reflect a limited data sample or specific driver profiles in that area.
What factors influence the premium of a BMW M235i?
Its sports classification, specialized parts costs, and the driving profile associated with performance coupes typically contribute to premiums above the average for mainstream vehicles.
How can I lower the insurance premium for this model?
Comparing quotes from several insurers and choosing a deductible suited to your profile remain the most effective ways to get a better price on a sports car like the M235i.

Offers received by our customers on BMW M235I cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this BMW M235I page

The premiums above cover every version of the BMW M235I, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
M235i 2DR 2014 - 2016
M235i CABRIOLET 2015 - 2016
M235i xDrive 2DR AWD 2015 - 2016
M235i xDrive CONVERTIBLE AWD 2016
M235i xDrive GRAN COUPE 4DR AWD 2020 - 2023

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