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BMW M235I 2016 Car Insurance

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The 2016 BMW M235i is a compact German sport coupe combining performance and refinement. Powered by a spirited turbocharged engine, it appeals to drivers seeking dynamic handling in a compact, elegant package typical of BMW's premium lineup.

BMW M235I 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the 2016 BMW M235i fluctuate significantly, moving from $1443 in 2022 to $933 in 2023, back up to $1643 in 2024, dropping to $769 in 2025, then jumping to $3874 in 2026. This volatility makes it difficult to identify a stable trend over the period.

To find the best insurance for your BMW M235I 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW M235I 2016 cost in Quebec?

Based on the data provided, the average premium in Saguenay is $1549, while no value is currently available for Québec City in the dataset. A broader comparison would require additional cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
QUÉBEC $0
Saguenay $1548.89

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 BMW M235i?
Based on available data, the average premium varies significantly year to year, ranging from $769 in 2025 to $3874 in 2026, with intermediate values of $1443, $933, and $1643 for 2022 to 2024.
Why do M235i premiums fluctuate so much year to year?
Large swings, such as the jump to $3874 in 2026 after a low of $769 in 2025, may reflect changes in risk profile, parts costs, or data availability for this specific sports vehicle.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Where is the M235i more expensive to insure, Saguenay or Québec City?
Based on the data provided, Saguenay shows an average premium of $1549, while no reliable data is available for Québec City in this dataset.
What factors influence insurance costs for a 2016 BMW M235i?
Its status as a premium sport coupe, OEM parts value, engine power, and specialized repair costs can all contribute to premiums above the average.
How can I lower my premium for a BMW M235i?
Comparing quotes from several insurers, adjusting deductibles, and bundling auto and home insurance are effective ways to reduce costs for this type of sports vehicle.

Offers received by our customers on BMW M235I 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026