The BMW M4 is a high-performance sport coupe from BMW's M division, combining a turbocharged six-cylinder engine with a sharpened chassis. It targets passionate drivers seeking prestige, power, and precise handling on the road and track.
From 2021 to 2025, the average premium for the BMW M4 rises sharply, moving from $1146 to $3537, before easing slightly to $3278 in 2026. This progression reflects the vehicle's high-performance status and rising repair costs.
To find the best insurance for your BMW M4 vehicle, it is more important than ever to compare the available options.
Premiums vary significantly by city: Terrebonne shows the highest amount ($5174), followed by Montreal ($4485), while Sherbrooke ($2484) and Repentigny ($2885) post the lowest premiums. Laval sits in a mid-range position ($3081).
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| LAVAL | $3080.94 |
| MONTRÉAL | $4485.31 |
| REPENTIGNY | $2885.23 |
| SHERBROOKE | $2484.11 |
| TERREBONNE | $5174.23 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| BMW M4 2026 | $3249.08 |
| BMW M4 2025 | $4130.46 |
| BMW M4 2024 | $3225.84 |
| BMW M4 2023 | $1800.60 |
| BMW M4 2022 | $2793.07 |
| BMW M4 2020 | $2495.18 |
| BMW M4 2019 | $3332.27 |
| BMW M4 2018 | $1819.60 |
| BMW M4 2016 | $3019.94 |
| BMW M4 2015 | $1880.20 |
No recent premium example was found for "BMW M4".
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To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the BMW M4, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| M4 2DR | 2015 - 2027 |
| M4 COMPETITION 2DR | 2021 - 2022 |
| M4 COMPETITION M xDrive 2DR AWD | 2022 - 2027 |
| M4 COMPETITION M xDrive CABRIOLET AWD | 2022 - 2027 |
| M4 CONVERTIBLE | 2015 - 2020 |
| M4 CS 2DR | 2019 - 2020 |
| M4 CS M xDrive 2DR | 2025 |
| M4 CSL 2DR | 2023 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
