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BMW M4 2022 Car Insurance

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The 2022 BMW M4 is a high-performance sports coupe combining an agile chassis with a powerful six-cylinder engine. It appeals to enthusiasts seeking an intense driving experience, blending cutting-edge technology with the prestige of the Bavarian brand.

BMW M4 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2022 BMW M4 fluctuate significantly, moving from $1142 in 2021 to a peak of $6092 in 2023, dropping back to $1718 in 2024, then rising again to $3246 in 2025 and $5327 in 2026. This notable variability suggests strong year-to-year sensitivity rather than a stable trend.

To find the best insurance for your BMW M4 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW M4 2022 cost in Quebec?

Based on the data provided, the average premium for the 2022 BMW M4 is notably higher in Montreal ($8941) than in Repentigny ($2885), a significant gap reflecting differences in urban density and claim risk between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $8940.73
REPENTIGNY $2885.23

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 BMW M4?
The average premium for a 2022 BMW M4 varies significantly by year, ranging from $1142 in 2021 to $5327 in 2026, with a peak of $6092 in 2023.
Why do premiums for the 2022 M4 fluctuate so much year to year?
The data shows substantial variation, possibly linked to changes in driver profiles, claim frequency, or parts costs for this high-performance coupe.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Is a 2022 BMW M4 more expensive to insure in Montreal or Repentigny?
Based on the data provided, the average premium is notably higher in Montreal ($8941) than in Repentigny ($2885), a gap of over $6000.
What factors influence the insurance premium of a BMW M4?
Its sports-car classification, engine power, high parts costs, and specialized labor contribute to premiums generally above market average.
How can I reduce insurance costs for a performance car like the M4?
Comparing quotes from several insurers, choosing a higher deductible, and maintaining a clean driving record are effective ways to limit the premium.

Offers received by our customers on BMW M4 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026