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BMW X6 Car Insurance

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The BMW X6 is a premium coupe-SUV that blends sporty styling, strong performance, and sophisticated onboard technology. Positioned in the luxury segment, it appeals to drivers seeking prestige, power, and versatility in a bold, imposing format.

BMW X6 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the BMW X6 fluctuate significantly: they drop from $2399 to $1648, then $1669 in 2022-2023, before rising to $2198 in 2024 and peaking at $3202 in 2025, then easing to $2469 in 2026. This volatility suggests notable year-to-year variation rather than a stable linear trend.

To find the best insurance for your BMW X6 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X6 cost in Quebec?

Premiums vary widely by city for the BMW X6: Laval shows the highest premium ($4675), followed by Repentigny ($3271) and Quebec City ($2447), while Saint-Jean-sur-Richelieu ($605) and Gatineau ($1200) post the lowest amounts. Montreal ($1281) and Terrebonne ($1452) also fall below the average.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2399.09
LAVAL $3754.64
MONTRÉAL $1280.75
QUÉBEC $2447.41
REPENTIGNY $3333.56
SAINT-JEAN-SUR-RICHELIEU $1403.80
TERREBONNE $2745.23
TROIS-RIVIÈRES $3042.48

BMW X6 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BMW X6 2026 $3035.31
BMW X6 2025 $2913.39
BMW X6 2024 $3352.02
BMW X6 2023 $2706.23
BMW X6 2022 $2894.87
BMW X6 2021 $2537.32
BMW X6 2020 $3174.92
BMW X6 2019 $2139.04
BMW X6 2018 $1940.37
BMW X6 2017 $1648.57
BMW X6 2016 $1867.05
BMW X6 2015 $2380.14
BMW X6 2014 $1957.25
BMW X6 2013 $1858.72
BMW X6 2011 $777.91
BMW X6 2010 $1657.25
BMW X6 2009 $2044.40

Frequently asked questions (FAQ)

How much does it cost to insure a BMW X6?
The average premium for a BMW X6 varies significantly by year, ranging from $1648 in 2022 to $3202 in 2025. In 2026, the average premium stands at $2469.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the BMW X6 premium vary so much year to year?
As a luxury SUV, the X6's premium is sensitive to parts costs, recent claims, and insurer adjustments, which explains the jump from $1669 in 2023 to $3202 in 2025.
Which city has the highest BMW X6 insurance costs?
Based on the data provided, Laval shows the highest premium at $4675, followed by Repentigny at $3271.
Where is the BMW X6 cheapest to insure?
Saint-Jean-sur-Richelieu shows the lowest premium at just $605, followed by Gatineau at $1200.
What factors influence BMW X6 insurance premiums?
Engine power, high parts costs, replacement value, and the risk profile associated with luxury SUVs all contribute to premiums generally higher than average.
How can I lower my BMW X6 insurance premium?
Comparing quotes from several insurers and checking regional differences, which can exceed $4000 between cities like Laval and Saint-Jean-sur-Richelieu, often helps identify better options.

Offers received by our customers on BMW X6 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this BMW X6 page

The premiums above cover every version of the BMW X6, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
X6 35i 4DR AWD 2008 - 2019
X6 40i 4DR AWD 2020 - 2027
X6 50i 4DR AWD 2008 - 2019
X6 HEV 4DR AWD 2010 - 2011
X6 M 4DR AWD 2010 - 2020
X6 M COMPETITION 4DR AWD 2020 - 2027
X6 M50i 4DR AWD 2020 - 2023
X6 M60i 4DR AWD 2024 - 2027

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