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BMW Z4 2003 Car Insurance

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The 2003 BMW Z4 is a sporty two-seat roadster combining German elegance with open-top driving pleasure. Designed for dynamic-driving enthusiasts, it offers a balanced chassis and a timeless silhouette, ideal for occasional and passionate use.

BMW Z4 2003 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2003 BMW Z4 fluctuate irregularly, moving from $228 to $195, then rising to $388 before settling at $328. This variability likely reflects the low claims frequency typical of an older, less common vehicle on the road.

To find the best insurance for your BMW Z4 2003 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW Z4 2003 cost in Quebec?

Based on the data provided, Sherbrooke shows the highest premium ($435), followed by Trois-Rivières ($376). The $0 value listed for Saguenay does not allow for a reliable comparison in that city.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
SHERBROOKE $434.83
TROIS-RIVIÈRES $376.16

Frequently asked questions (FAQ)

How much does insurance cost for a 2003 BMW Z4?
The average premium for a 2003 BMW Z4 ranged between $195 and $388 across the available years, reaching $328 in 2026.
Have premiums for the 2003 Z4 increased over time?
Not consistently. Between 2022 and 2026, the premium fluctuated between $195 and $388 without a clear linear trend, which is typical for an older vehicle with a low claims volume.
Which city has the highest insurance cost for the 2003 Z4?
Based on the data provided, Sherbrooke shows the highest premium at $435, followed by Trois-Rivières at $376.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why do premiums for a vehicle like the 2003 Z4 vary so much year to year?
Older, less common vehicles like the 2003 Z4 often have a small data sample, which can cause noticeable variation in average premiums depending on insurers and observed claims.
What factors influence the premium for a 2003 BMW Z4?
Vehicle age, parts availability, its sports-car classification, and claims history all directly influence the insurance cost for this model.
How can I reduce the insurance cost for a 2003 BMW Z4?
Comparing quotes from multiple insurers, choosing a higher deductible, and limiting declared annual mileage are effective ways to reduce the premium.

No recent premium example was found for "BMW Z4 2003".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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