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BMW Z4 2006 Car Insurance

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The 2006 BMW Z4 is an elegant two-seat roadster built for spirited driving and pure enjoyment. With its taut styling and rear-wheel-drive layout, it appeals to convertible enthusiasts seeking both style and driving feel.

BMW Z4 2006 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the 2006 BMW Z4 fluctuate before rising sharply, moving from $196 to $441. After a dip in 2024 ($290 versus $310 in 2023), the premium climbs significantly to $441 in 2026, reflecting the vehicle's increasing age and higher repair costs.

To find the best insurance for your BMW Z4 2006 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW Z4 2006 cost in Quebec?

Among the cities provided, Saguenay shows the highest premium ($376), followed by Terrebonne ($368), while Drummondville posts the lowest amount ($298). The gap between these three cities remains moderate.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $298
Saguenay $375.72
TERREBONNE $368.25

Frequently asked questions (FAQ)

How much does insurance cost for a 2006 BMW Z4?
In 2026, the average premium for a 2006 BMW Z4 is $441, up from previous years based on the available data.
Have Z4 2006 premiums changed a lot since 2022?
Yes. The premium rose from $196 in 2022 to $441 in 2026, with a slight dip in 2024 ($290) before climbing sharply again.
Which city offers the lowest insurance cost for a 2006 Z4?
Based on the data provided, Drummondville has the lowest premium at $298, compared to $376 in Saguenay and $368 in Terrebonne.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why can premiums for a 2006 Z4 rise as the vehicle ages?
Older vehicles can see rising parts and repair costs, especially for a sports roadster like the Z4, which helps explain the increase to $441 in 2026.
How can I lower the insurance cost of a 2006 BMW Z4?
Comparing quotes from several insurers, adjusting optional coverage, and maintaining a clean driving record are effective ways to reduce premiums for this type of vehicle.

Offers received by our customers on BMW Z4 2006 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026