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BMW Z4 2004 Car Insurance

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The 2004 BMW Z4 is a stylish two-seat sports roadster known for dynamic handling. Designed for open-air driving enthusiasts, it blends agility, brand prestige, and the distinctive character typical of premium convertibles.

BMW Z4 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2004 BMW Z4 fluctuate significantly, ranging from $82 to $526 depending on the year, without a clear linear trend. This variability may reflect changes in insured driver profiles or in the volume of data available for this older model.

To find the best insurance for your BMW Z4 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW Z4 2004 cost in Quebec?

Based on the data provided, Longueuil shows an average premium of $378 for the 2004 BMW Z4. No other cities are available for a broader geographic comparison.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LONGUEUIL $378.23

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2004 BMW Z4?
Based on the available data, the average premium for a 2004 BMW Z4 varies considerably by year, ranging from $82 to $526, with a value of $370 for 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why do premiums for the 2004 Z4 vary so much from year to year?
The vehicle's age and a limited data volume can cause significant fluctuations, as shown by the gap between $82 in 2021 and $526 in 2024.
How much does it cost to insure a 2004 BMW Z4 in Longueuil?
In Longueuil, the average premium for this model is $378, based on the data provided for that city.
What factors influence the premium for a roadster like the Z4?
The sports-car classification, specific parts costs, and the vehicle's age are elements that can influence the insurance premium for this type of model.
How can I reduce insurance costs for an older vehicle like the 2004 Z4?
Comparing multiple insurer quotes and adjusting coverage based on the vehicle's actual value are effective ways to reduce costs for an older model.

Offers received by our customers on BMW Z4 2004 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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