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FORD FOCUS 2006 Car Insurance

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The 2006 Ford Focus is a practical, economical compact sedan valued for its reliability and affordable upkeep. A true everyday vehicle, it suits drivers looking for a simple, efficient, and inexpensive car to own.

FORD FOCUS 2006 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2006 Ford Focus fluctuate, moving from $398 to $317, then climbing back to $371 in 2025 before dropping sharply to $146 in 2026. This variation reflects the vehicle's advanced age and a general decline in its insurable value.

To find the best insurance for your FORD FOCUS 2006 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD FOCUS 2006 cost in Quebec?

Based on the data provided, the average premium for the 2006 Ford Focus in Trois-Rivières stands at $513, serving as a reference point for this city in the absence of comparison with other municipalities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
TROIS-RIVIÈRES $513.39

Frequently asked questions (FAQ)

How much does insurance cost for a 2006 Ford Focus?
The average premium varies by year, ranging from $317 to $398 between 2021 and 2025, then dropping to $146 in 2026. In Trois-Rivières, the observed average is $513.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the 2006 Ford Focus premium drop so much in 2026?
The vehicle's advanced age reduces its replacement value and insured risk, explaining the marked drop to $146 in 2026 compared to previous years.
Is the 2006 Ford Focus more expensive to insure in Trois-Rivières?
Based on available data, the average premium in Trois-Rivières is $513, higher than the general average observed for this model over the 2021-2025 period.
What factors influence the premium for such an older vehicle?
Vehicle age, parts availability, reduced market value, and the model's claims history all influence the premium calculation for a 2006 Ford Focus.
How can I lower insurance costs for an older car like the Focus 2006?
Reducing or dropping collision coverage, comparing multiple insurers, and opting for liability-only protection are common ways to lower costs for an older vehicle.

Offers received by our customers on FORD FOCUS 2006 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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