FORD FOCUS 2008 Car Insurance

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The 2008 Ford Focus is a practical, economical compact car valued for its reliability and affordable upkeep. Well suited for daily urban driving, it remains a popular choice for drivers seeking a simple, functional vehicle.

FORD FOCUS 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2008 Ford Focus fluctuate without a clear linear trend, moving from $556 in 2021 to $734 in 2022, dropping sharply to $362 in 2023, then gradually rising back to $506 in 2026. This variability may reflect changes in insured driver profiles or market conditions.

To find the best insurance for your FORD FOCUS 2008 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your FORD FOCUS 2008 cost in Quebec?

Among the cities provided, Trois-Rivières shows the highest average premium for the 2008 Ford Focus ($808), while Quebec City ($329) and Gatineau ($364) offer noticeably more affordable amounts.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
QUÉBEC	$329.29
Saguenay	$714.17

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2008 Ford Focus?

The average premium for a 2008 Ford Focus ranged between $329 and $808 depending on the city, with a $506 average in 2026 according to the latest available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is required for any road vehicle driven on public roads.

Has the 2008 Focus premium varied much since 2021?

Yes, with notable fluctuations: $556 in 2021, a peak of $734 in 2022, a drop to $362 in 2023, then a rise back to $506 in 2026, with no clear linear trend.

Which city has the highest insurance cost for a 2008 Ford Focus?

Based on the data provided, Trois-Rivières shows the highest premium at $808, compared to $329 in Quebec City and $364 in Gatineau.

Why can an older Ford Focus still be costly to insure?

Even for an older model, factors like parts availability, regional claim frequency, and driver profile can significantly influence the premium.

What coverage is legally required in Quebec?

Quebec law requires a minimum of $50,000 in civil liability coverage, though many drivers choose additional protections such as collision or theft coverage.

How can I lower my premium for a 2008 Ford Focus?

Comparing quotes from several insurers, maintaining a clean driving record, and adjusting optional coverages are effective ways to reduce the insurance cost.

Offers received by our customers on FORD FOCUS 2008 cars

FORD FOCUS 2008

A Woman from Candiac

$336 /year

Premium computed in November 2018

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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