FORD FOCUS 2009 Car Insurance

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The 2009 Ford Focus is a versatile compact known for its affordable purchase cost and economical upkeep. Ideal for city driving, it appeals to drivers seeking a reliable, budget-friendly vehicle to insure.

FORD FOCUS 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2009 Ford Focus fluctuate, rising from $300 to a peak of $543 in 2023 before declining to $248 in 2026. This variation reflects the vehicle's advancing age and shifting insurance market conditions for older models.

To find the best insurance for your FORD FOCUS 2009 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your FORD FOCUS 2009 cost in Quebec?

Based on the data provided, Drummondville shows the highest premium ($1133), well above Longueuil ($486), Montreal ($437), and Terrebonne ($370), which remain considerably more affordable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$1132.51
MONTRÉAL	$436.73
QUÉBEC	$364.4
REPENTIGNY	$347.71
TERREBONNE	$370

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 Ford Focus?

The average premium for a 2009 Ford Focus varies by year, ranging from $300 in 2021 to $248 in 2026, with a peak of $543 in 2023.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

Why did the premium for the 2009 Focus fluctuate so much?

Premiums ranged between $300 and $543 from 2021 to 2023 before dropping to $248 in 2026, which may reflect market adjustments and the vehicle's declining insurable value as it ages.

Which city has the highest insurance cost for a 2009 Ford Focus?

Based on the data provided, Drummondville shows the highest premium at $1133, well above Longueuil ($486), Montreal ($437), and Terrebonne ($370).

Does an older vehicle like the 2009 Focus cost less to insure?

Generally yes, since replacement value decreases with age. This is reflected in the drop to $248 in 2026 compared to earlier years.

What factors influence the premium for a 2009 Ford Focus?

Vehicle age, reduced market value, place of residence, and driver profile all influence the premium, which varies considerably by city, from $370 to $1133.

How can I lower my premium for a 2009 Ford Focus?

Comparing quotes from several insurers, reducing coverage for an older vehicle, and bundling auto with home insurance are effective ways to lower the cost.

Offers received by our customers on FORD FOCUS 2009 cars

FORD FOCUS 2009

A Man from Sainte-Anne-Des-Plaines

$686 /year

Premium computed in July 2022

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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