Find and compare cheap insurance quotes

FORD FOCUS 2012 Car Insurance

View offers received by our clients for their FORD FOCUS 2012 car insurance

Click here to save on your car insurance

The 2012 Ford Focus is a versatile compact known for its driving dynamics, fuel efficiency, and practical size. Well suited to urban driving, it appeals to buyers seeking an affordable, economical, and easy-to-maintain daily vehicle.

FORD FOCUS 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Ford Focus generally decline, moving from $1033 to $726, despite a brief uptick in 2022 ($1089) and 2025 ($796). This overall decrease reflects the vehicle's depreciation with age.

To find the best insurance for your FORD FOCUS 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD FOCUS 2012 cost in Quebec?

Premiums are highest in Gatineau ($1559) and Montreal ($1176), while Trois-Rivières ($269) and Drummondville ($315) show the lowest amounts. The gap between these cities is especially pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $667.08
DRUMMONDVILLE $315.48
GATINEAU $1558.60
LAVAL $603.02
LONGUEUIL $801.79
MONTRÉAL $1267.74
QUÉBEC $739.92
REPENTIGNY $498.11
SAINT-JEAN-SUR-RICHELIEU $795.35
SAINT-JÉRÔME $535.63
SHERBROOKE $1496.57
TERREBONNE $453.06
TROIS-RIVIÈRES $268.80

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2012 Ford Focus?
Based on available data, the average premium for a 2012 Ford Focus was $726 in 2026, down from $1033 in 2021.
Has the premium for the Focus 2012 increased or decreased over time?
Overall, it decreased between 2021 and 2026, moving from $1033 to $726, despite slight upticks in 2022 and 2025, reflecting normal vehicle depreciation.
Which city offers the cheapest insurance for a 2012 Ford Focus?
Based on the data provided, Trois-Rivières ($269) and Drummondville ($315) post the lowest average premiums for this model.
Why is the premium in Gatineau notably higher than elsewhere?
Gatineau shows $1559, the highest premium in the group, likely tied to regional factors such as claim frequency or traffic density in that area.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2012 Ford Focus?
Vehicle age, reduced replacement value, driver profile, and city of residence are the main factors driving premium variation for this model.
How can I lower my premium for a 2012 Ford Focus?
Comparing quotes from several insurers and bundling auto with home insurance remain effective ways to reduce costs for an older vehicle like this one.

Offers received by our customers on FORD FOCUS 2012 cars

Similar brands

CHEVROLET
CRUZE
TOYOTA
COROLLA
HONDA
CIVIC
MAZDA3

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Explore other car insurance premiums

FORD FOCUS 2012 by city

Other Ford models