Find and compare cheap insurance quotes

FORD FOCUS 2013 Car Insurance

View offers received by our clients for their FORD FOCUS 2013 car insurance

Click here to save on your car insurance

The 2013 Ford Focus is a versatile compact known for its driving enjoyment, reasonable fuel consumption, and practical cabin. Well established on the used-car market, it suits drivers looking for a reliable everyday sedan.

FORD FOCUS 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2013 Ford Focus declines significantly, moving from $1265 to $642. This drop reflects the vehicle's ongoing depreciation and reduced replacement value with age.

To find the best insurance for your FORD FOCUS 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD FOCUS 2013 cost in Quebec?

The highest premiums are found in Saguenay ($1423) and Gatineau ($1366), while Trois-Rivières ($487) and Quebec City ($523) show the lowest amounts. Other cities, such as Laval ($597), Montreal ($658), and Terrebonne ($669), fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1136.47
LAVAL $597.32
LÉVIS $900.34
MONTRÉAL $659.86
QUÉBEC $657.62
Saguenay $585.66
TERREBONNE $668.65
TROIS-RIVIÈRES $486.58

Frequently asked questions (FAQ)

How much does insurance cost for a 2013 Ford Focus?
The average premium varies by reference year, dropping from $1265 in 2021 to $642 in 2026, a steady decline tied to the vehicle's depreciation.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why has the premium for the 2013 Focus dropped so much since 2021?
As the vehicle ages, its replacement value decreases, lowering insurance costs: the average premium fell from $1265 to $642 between 2021 and 2026.
Which city offers the lowest insurance cost for a 2013 Focus?
Based on the data provided, Trois-Rivières ($487) and Quebec City ($523) post the lowest average premiums for this model.
Why are premiums higher in Saguenay and Gatineau?
These cities show average premiums of $1423 and $1366 respectively, possibly linked to regional factors such as claim frequency or the profile of insured drivers.
Is it advantageous to insure an older vehicle like the 2013 Focus?
Generally yes, since the lower replacement value reduces the premium, as shown by the steady decline observed from 2021 to 2026.
How can I lower my premium for a 2013 Ford Focus?
Comparing multiple insurer quotes, adjusting coverage to match the vehicle's actual value, and bundling auto and home insurance are effective ways to reduce the premium.

Offers received by our customers on FORD FOCUS 2013 cars

Similar brands

TOYOTA
COROLLA
HONDA
CIVIC
MAZDA3
CHEVROLET
CRUZE

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Explore other car insurance premiums

FORD FOCUS 2013 by city

Other Ford models