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FORD FOCUS 2016 Car Insurance

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The 2016 Ford Focus is a versatile compact known for its agile handling and practical cabin. Affordable and fuel-efficient, it suits urban drivers seeking a reliable vehicle for daily commuting without sacrificing comfort.

FORD FOCUS 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2016 Ford Focus follow a downward trend, moving from $1376 to $906. After a slight rise through 2022 ($1400), amounts steadily decline, reflecting the vehicle's depreciation with age.

To find the best insurance for your FORD FOCUS 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD FOCUS 2016 cost in Quebec?

Premiums are highest for the 2016 Focus in Terrebonne ($1763) and Laval ($1671), while Brossard ($489) and Lévis ($519) show the lowest amounts. Other cities, such as Montreal ($943) and Quebec City ($903), fall in a mid-range bracket.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $489.19
DRUMMONDVILLE $1114.16
GATINEAU $1062.98
LAVAL $1670.50
LÉVIS $518.75
MONTRÉAL $1077.54
QUÉBEC $860.16
Saguenay $933.84
SAINT-JEAN-SUR-RICHELIEU $1326.50
TERREBONNE $1633.84
TROIS-RIVIÈRES $1270.81

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Ford Focus?
The average premium for a 2016 Ford Focus varies by observation year, ranging from $1400 in 2022 to $906 in 2026, with an overall downward trend linked to the vehicle's age.
Are premiums for the 2016 Focus rising or falling?
They are falling overall. After peaking at $1400 in 2022, the average premium drops to $906 in 2026, a decrease of roughly 34% since 2021.
Which city offers the lowest insurance cost for a 2016 Focus?
Based on the data provided, Brossard ($489) and Lévis ($519) show the lowest average premiums for this model.
Why do premiums vary so much between cities for this model?
Notable gaps exist between Terrebonne ($1763) and Brossard ($489), influenced by traffic density, claim frequency, and local driver profiles.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence a 2016 Focus's premium today?
Vehicle age, reduced replacement cost, driving record, and city of residence are the main factors driving premium variation for this model.
How can I reduce insurance costs for an older Focus?
Comparing quotes from several insurers and adjusting coverage to match the vehicle's reduced value can often lower the premium for a model like the 2016 Focus.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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