HONDA CR-V 2004
Georges-Henri from Saint-Côme
$173 /year
Premium computed in June 2026
The 2004 Honda CR-V is a compact SUV known for its proven reliability and family-friendly versatility. Valued for reasonable maintenance costs and solid road manners, it remains a popular choice on the used-vehicle market for practical buyers.
Between 2021 and 2026, premiums for the 2004 Honda CR-V fluctuate notably, moving from $779 to $472, then $310, rising back to $668 in 2024, before dropping to $335 and then $173 in 2026. This variability mostly reflects small data volumes for an older model rather than a stable trend.
To find the best insurance for your HONDA CR-V 2004 vehicle, it is more important than ever to compare the available options.
Among the cities provided, Montreal shows the highest premium ($419), followed by Laval ($301) and Terrebonne ($288), which posts the lowest amount.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| LAVAL | $300.84 |
| MONTRÉAL | $418.76 |
| TERREBONNE | $288.23 |
Available data shows an average premium that varies significantly by year, ranging from $779 in 2021 to $173 in 2026, with notable fluctuations in between, including $668 in 2024.
For such an older vehicle, the number of insured contracts is often limited, which can cause significant fluctuations in calculated averages, such as the rebound to $668 in 2024 after dropping to $310.
Based on the data provided, Terrebonne shows the lowest premium ($288), followed by Laval ($301), while Montreal is the most expensive ($419).
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Generally, an older vehicle has a reduced replacement value, which can lower premiums, as seen with amounts between $173 and $335 for the most recent available years.
Vehicle age, reduced market value, place of residence, and driver profile all influence the premium, which varies notably between cities provided such as Montreal and Terrebonne.
Comparing multiple insurer quotes remains the best way to secure a favorable price, especially for an older vehicle where differences between insurers can be significant.
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
