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KIA SELTOS 2021 Car Insurance

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The 2021 Kia Seltos is a versatile subcompact SUV combining bold urban styling, a spacious cabin, and solid ground clearance. Affordable and well-equipped, it appeals to young families and city drivers seeking practicality and technology without breaking the budget.

KIA SELTOS 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Kia Seltos generally rise, moving from $1046 to $1363, with a slight dip in 2022 ($1041) followed by a steady increase through 2026. This progression reflects rising repair and maintenance costs overall.

To find the best insurance for your KIA SELTOS 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SELTOS 2021 cost in Quebec?

Premiums are highest in Montreal ($2385), Gatineau ($1604), and Saint-Jérôme ($1684), while Brossard ($637) and Terrebonne ($765) post the lowest amounts. The gap between the most expensive and most affordable cities remains significant.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $636.51
DRUMMONDVILLE $1475.33
GATINEAU $1593.14
LAVAL $1600.96
LÉVIS $934.43
LONGUEUIL $1566.66
MONTRÉAL $2140.70
QUÉBEC $1402.59
REPENTIGNY $1186.85
Saguenay $932.18
SAINT-JEAN-SUR-RICHELIEU $880.06
SAINT-JÉRÔME $1684.14
SHERBROOKE $1093.99
TERREBONNE $764.65
TROIS-RIVIÈRES $1257.59

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Kia Seltos?
Based on available data, the average premium for a 2021 Kia Seltos reaches $1363 in 2026, up from $1046 recorded in 2021.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Has the Seltos 2021 premium consistently increased since 2021?
Almost. After a slight dip in 2022 ($1041 versus $1046 in 2021), the premium rose every year, reaching $1363 by 2026.
Which city offers the lowest insurance cost for a 2021 Kia Seltos?
Based on the data provided, Brossard ($637) and Terrebonne ($765) post the lowest average premiums for this model.
Why does Montreal show such a high premium for this vehicle?
In Montreal, the average premium reaches $2385, well above other cities, due to urban density, traffic volume, and higher claim frequency.
What factors influence the premium of a 2021 Kia Seltos?
Driver profile, city of residence, vehicle usage, and claims history all influence the premium, which varies considerably in the data — from $637 to $2385 depending on the city.
How can I lower my premium for a 2021 Kia Seltos?
Comparing quotes from several insurers, bundling auto and home insurance, and maintaining a clean driving record are effective ways to reduce the premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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