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KIA SELTOS 2021 Car Insurance

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The 2021 Kia Seltos is a versatile subcompact SUV known for its urban styling, surprising interior space, and strong value. It appeals to city drivers and families seeking a practical, affordable, and well-equipped vehicle.

KIA SELTOS 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Kia Seltos first dip slightly, from $1127 to $1041 in 2022, before rising steadily to $1377 by 2026. This progression reflects the general increase in repair and maintenance costs.

To find the best insurance for your KIA SELTOS 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SELTOS 2021 cost in Quebec?

The highest premiums for the 2021 Seltos are seen in Montreal ($2506) and Drummondville ($1801), while Terrebonne ($765) and Saint-Jean-sur-Richelieu ($880) post the lowest amounts. The gap between these cities exceeds $1700, revealing significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1801.06
GATINEAU $1604.43
LAVAL $1414.44
LÉVIS $972.08
LONGUEUIL $1551.26
MONTRÉAL $2484.07
QUÉBEC $1356.47
REPENTIGNY $1246.83
Saguenay $932.18
SAINT-JEAN-SUR-RICHELIEU $880.06
SAINT-JÉRÔME $1684.14
SHERBROOKE $1251.99
TERREBONNE $764.65
TROIS-RIVIÈRES $1282.61

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Kia Seltos?
The average premium for a 2021 Kia Seltos moved from $1127 in 2021 to $1377 in 2026, with a slight dip in 2022 before a steady increase.
Why did the Seltos premium drop in 2022?
After $1127 in 2021, the average premium fell to $1041 in 2022, possibly due to a risk reassessment for this then-recent model.
Which city has the highest cost to insure a 2021 Kia Seltos?
Based on the data provided, Montreal shows the highest average premium at $2506, followed by Drummondville at $1801.
Where is the 2021 Kia Seltos cheapest to insure?
Terrebonne ($765) and Saint-Jean-sur-Richelieu ($880) show the lowest average premiums for this model among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the price of insurance for a 2021 Kia Seltos?
The subcompact SUV classification, replacement value, place of residence, and the driver's claims history all directly influence the premium amount.
How can I reduce my premium for a Kia Seltos?
Comparing quotes from several insurers, especially between cities with very different costs like Montreal and Terrebonne, can often reveal substantial savings.

Offers received by our customers on KIA SELTOS 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026