KIA SELTOS 2026 Car Insurance

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The 2026 Kia Seltos is a versatile subcompact crossover offering urban styling, a roomy cabin, and strong value for the price. It appeals to city drivers and families seeking practicality, accessible technology, and everyday versatility.

KIA SELTOS 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 Kia Seltos is a recent model, only two years of data are available. The average premium moves from $1733 in 2025 to $1618 in 2026, a decrease of about 7%. More data will be needed to confirm a long-term trend.

To find the best insurance for your KIA SELTOS 2026 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA SELTOS 2026

How much does insurance for your KIA SELTOS 2026 cost in Quebec?

Premiums are highest for the 2026 Seltos in Montreal ($2315), Saguenay ($2294), and Longueuil ($2037), while Saint-Jérôme ($1301), Drummondville ($1386), and Brossard ($1442) show the lowest amounts. The gap between the most and least expensive cities exceeds $1000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1441.65
DRUMMONDVILLE	$1385.57
GATINEAU	$1512.93
LAVAL	$1891.07
LÉVIS	$1341.69
LONGUEUIL	$2129.48
MONTRÉAL	$2271.64
QUÉBEC	$1746.83
REPENTIGNY	$1603.19
Saguenay	$2294.23
SAINT-JEAN-SUR-RICHELIEU	$1568.78
SAINT-JÉRÔME	$1238.74
SHERBROOKE	$1447.54
TERREBONNE	$1474.28
TROIS-RIVIÈRES	$1737.29

Frequently asked questions (FAQ)

How much does insurance cost for a 2026 Kia Seltos?

The average premium for a 2026 Kia Seltos is $1618, down from $1733 in 2025. This amount can vary depending on the city and driver profile.

Has the Seltos premium recently decreased?

Yes, but the available history is still limited. Between 2025 and 2026, the average premium dropped from $1733 to $1618, about a 7% decrease over a single year.

Which city offers the lowest insurance cost for the 2026 Seltos?

Based on the data provided, Saint-Jérôme ($1301), Drummondville ($1386), and Brossard ($1442) post the lowest average premiums.

Why do Montreal and Saguenay show higher premiums for the Seltos?

Montreal ($2315) and Saguenay ($2294) show premiums well above average, which may reflect factors like traffic density or claim frequency in those regions.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.

What factors influence the premium for a 2026 Kia Seltos?

Driver age, place of residence, vehicle use, and claims history influence the premium, which ranges from $1301 to $2315 depending on the city.

HYUNDAI
KONA

MAZDA
CX-30

NISSAN
KICKS

TOYOTA
COROLLA
CROSS

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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